Best Chase Credit Cards (2026)
Chase issues some of the most rewarding credit cards available, anchored by the flexible Ultimate Rewards ecosystem. From the no-fee Freedom cards to the premium Sapphire Reserve, there is a Chase card for nearly every spending profile.
Ultimate Rewards points transfer to 14+ airline and hotel partners
Industry-leading travel and purchase protections on Sapphire cards
Strong welcome offers across the entire lineup
Top Pick

Chase Ink Business Preferred
Spend $8,000 in 3 months
More Chase Cards

Chase Ultimate Rewards
Chase Ink Business Premier
100,000 points bonus · ~$2000 value

United MileagePlus
United℠ Business Card
100,000 miles bonus · ~$1500 value

Chase Ultimate Rewards
Chase Sapphire Preferred
75,000 points bonus · ~$1500 value

Chase Ultimate Rewards
Chase Ink Business Cash
75,000 points bonus · ~$1500 value

Chase Ultimate Rewards
Chase Ink Business Unlimited
75,000 points bonus · ~$1500 value

British Airways Executive Club
British Airways Visa
90,000 points bonus · ~$1360 value

Aer Lingus AerClub
Aer Lingus Visa
85,000 points bonus · ~$1360 value


IHG One Rewards
IHG One Rewards Premier Credit Card
175,000 points bonus · ~$1225 value

Southwest Rapid Rewards
Southwest Plus
85,000 points bonus · ~$1190 value

Southwest Rapid Rewards
Southwest Premier
85,000 points bonus · ~$1190 value

Southwest Rapid Rewards
Southwest Priority
85,000 points bonus · ~$1190 value

United MileagePlus
United Club℠ Infinite Card
90,000 miles bonus · ~$1170 value

Southwest Rapid Rewards
Southwest Performance Business
80,000 points bonus · ~$1120 value

United MileagePlus
United Explorer
85,000 miles bonus · ~$1105 value


Southwest Rapid Rewards
Southwest Premier Business
60,000 points bonus · ~$840 value

IHG One Rewards
IHG One Rewards Traveler Credit Card
80,000 points bonus · ~$560 value

Marriott Bonvoy
Marriott Bonvoy Boundless
50,000 points bonus · ~$454 value

Disney Reward Dollars
Disney Premier Visa Card
40,000 reward dollars bonus · ~$400 value

Chase Ultimate Rewards
Chase Freedom Flex
20,000 points bonus · ~$400 value

United MileagePlus
United Gateway
30,000 miles bonus · ~$390 value

Marriott Bonvoy
Marriott Bonvoy Bold
60,000 points bonus · ~$270 value



Disney Reward Dollars
Disney Visa Card
20,000 reward dollars bonus · ~$200 value

United MileagePlus
United Club Business
8,000 miles bonus · ~$104 value

World of Hyatt
World Of Hyatt Business Credit Card
80,000 points bonus · ~$14 value


IHG One Rewards
IHG One Rewards Premier Business Credit Card
200,000 points bonus · ~$10 value

Disney Reward Dollars
Disney Inspire Visa Card
$600 statement credit · ~$6 value

Chase Ultimate Rewards
Chase Freedom Rise®
$25 statement credit · ~$0 value


Chase Ultimate Rewards
Chase Freedom Unlimited
25,000 points bonus

Chase Ultimate Rewards
Chase Sapphire Reserve Business
200,000 points bonus

Chase Ultimate Rewards
Chase Slate Credit Card

Instacart Rewards
The Instacart Mastercard
$50 statement credit
Not sure which Chase card is right for you?
Compare side by side →Frequently Asked Questions
What is the best Chase credit card?
The Chase Ink Business Preferred is currently the top-rated Chase card, offering a $95/yr annual fee and a strong welcome offer for new cardholders.
Does Chase have a credit card with no annual fee?
Yes — the Chase Ink Business Cash has no annual fee and earns 1x base rewards on purchases.
What credit score do you need for a Chase card?
Most Chase credit cards require good to excellent credit (typically 670+). Premium travel cards like the United Club℠ Infinite Card generally require a score of 720 or higher for the best approval odds.
What rewards do Chase credit cards earn?
Ultimate Rewards points transfer to 14+ airline and hotel partners
Are Chase credit card points worth it?
Chase points and miles offer strong value, especially when redeemed for travel. Ultimate Rewards points transfer to 14+ airline and hotel partners
How do I apply for a Chase credit card?
You can apply directly through https://www.chase.com or by clicking the "Apply Now" buttons above. Most applications receive an instant decision online.
Find the right Chase card for your spending
Answer 5 quick questions and we'll match you to the best Chase card.
Take the Quiz