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Chase

Best Chase Credit Cards (2026)

Chase issues some of the most rewarding credit cards available, anchored by the flexible Ultimate Rewards ecosystem. From the no-fee Freedom cards to the premium Sapphire Reserve, there is a Chase card for nearly every spending profile.

Ultimate Rewards points transfer to 14+ airline and hotel partners

Industry-leading travel and purchase protections on Sapphire cards

Strong welcome offers across the entire lineup

Top Pick

Best Pick
Chase Ink Business Preferred card art
Chase Ultimate Rewards

Chase Ink Business Preferred

100,000 points bonus
~$2000 value
$95/yr
annual fee
1x
base earn rate

Spend $8,000 in 3 months

More Chase Cards

Chase Ink Business Premier card art
United℠ Business Card card art
Chase Sapphire Preferred card art
Chase Ink Business Cash card art
Chase Ink Business Unlimited card art
British Airways Visa card art

British Airways Executive Club

British Airways Visa

$95/yr 1x base earn

90,000 points bonus · ~$1360 value

Aer Lingus Visa card art
Iberia Visa Signature card art
IHG One Rewards Premier Credit Card card art
Southwest Plus card art
Southwest Premier card art
Southwest Priority card art
United Club℠ Infinite Card card art
Southwest Performance Business card art
United Explorer card art
United Quest card art
Southwest Premier Business card art
IHG One Rewards Traveler Credit Card card art
Marriott Bonvoy Boundless card art
Disney Premier Visa Card card art
Chase Freedom Flex card art
United Gateway card art
Marriott Bonvoy Bold card art
Prime Visa card art
Amazon Visa card art
Disney Visa Card card art
United Club Business card art
World Of Hyatt Business Credit Card card art
Aeroplan Card card art
IHG One Rewards Premier Business Credit Card card art
World Of Hyatt Credit Card card art
Disney Inspire Visa Card card art
Chase Freedom Rise® card art

Chase Ultimate Rewards

Chase Freedom Rise®

No annual fee 1.5x base earn

$25 statement credit · ~$0 value

Chase Sapphire Reserve card art
Chase Freedom Unlimited card art
Chase Sapphire Reserve Business card art

Chase Ultimate Rewards

Chase Sapphire Reserve Business

$795/yr 1x base earn

200,000 points bonus

Chase Slate Credit Card card art

Chase Ultimate Rewards

Chase Slate Credit Card

No annual fee 1x base earn
The Instacart Mastercard card art

Not sure which Chase card is right for you?

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Frequently Asked Questions

What is the best Chase credit card?

The Chase Ink Business Preferred is currently the top-rated Chase card, offering a $95/yr annual fee and a strong welcome offer for new cardholders.

Does Chase have a credit card with no annual fee?

Yes — the Chase Ink Business Cash has no annual fee and earns 1x base rewards on purchases.

What credit score do you need for a Chase card?

Most Chase credit cards require good to excellent credit (typically 670+). Premium travel cards like the United Club℠ Infinite Card generally require a score of 720 or higher for the best approval odds.

What rewards do Chase credit cards earn?

Ultimate Rewards points transfer to 14+ airline and hotel partners

Are Chase credit card points worth it?

Chase points and miles offer strong value, especially when redeemed for travel. Ultimate Rewards points transfer to 14+ airline and hotel partners

How do I apply for a Chase credit card?

You can apply directly through https://www.chase.com or by clicking the "Apply Now" buttons above. Most applications receive an instant decision online.

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