Chase Ultimate Rewards Mastercard
Chase Freedom Flex
Issued by Chase
$0
Annual Fee
1x
Base Rate
5x
Chase Travel
20k
Welcome Bonus
Annual Fee
No Fee
Default Earn Rate
1x
points/$
Point Value
2.00c each
Foreign Transaction Fee
None
Earning Categories
Chase Travel
Rotating Categories
Cap: $1,500
Dining
Drugstores
All Other Purchases
This card has rotating bonus categories
Current Welcome Bonus
20,000 points
Est. value: $40,000
Spend $500
Within 3 months
Chase Ultimate Rewards Program
Program Details
Currency points
Program Type CREDIT_CARD
Portal Redemption Values
Baseline: 1c per point
Preferred: 1.75c per point
Premium: 2c per point
Since October 6 2025, sapphire cards no longer are redeemed at 1.25 or 1.5 respectively. The new terms is that all points earned after 10/6/2025 are redeemed at 1 cent per point (cpp). Chase has introduced the premium travel points boost, that for select premium travel (premium economy and higher, select hotels) points are redeemed at 1.75 for sapphire preferred and ink cards, while the reserve cards are redeemed at 2 cpp
Transfer Partners (14)
Aer Lingus AerClub
1:1 Air Canada Aeroplan
1:1 British Airways Executive Club
1:1 Flying Blue
1:1 IHG One Rewards
1:1 Iberia Plus
1:1 Marriott Bonvoy
1:1 Singapore KrisFlyer
1:1 Southwest Rapid Rewards
1:1 True Blue
1:1 United MileagePlus
1:1 Virgin Atlantic Flying Club
1:1 World of Hyatt
1:1 Wyndham Rewards
1:1
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