Quarterly rewards
Chase Freedom Flex
Chase · Rotating Categories
Use this card for Q4 2026 Active
Activate this quarter first
5x
Grocery Stores
Eligible grocery-store purchases earn 5x during Q4 2026 after activation.
Excludes: Merchant category coding controls eligibility; warehouse clubs and superstores may not qualify.
5x
Dining
Eligible dining purchases earn 5x during Q4 2026 after activation.
Excludes: Merchant category coding controls eligibility.
5x
American Red Cross
Eligible purchases and donations made through the American Red Cross earn 5x during Q4 2026 after activation.
Spending cap: $1,500 combined across all categories this period
Started: October 1, 2026 Ends: December 31, 2026 90 days remaining
Q4 2026: Grocery Stores, Dining, and American Red Cross. $1,500 combined quarterly cap; activation required.
Past Periods 2
Q3 2026 Jul 2026 → Sep 2026
5x Gas Stations5x EV Charging5x Public Transit5x Select Live Entertainment5x United Way
Cap: $1,500
Q2 2026 Apr 2026 → Jun 2026
5x Amazon5x Chase Travel5x Feeding America
Cap: $1,500
Frequently Asked Questions
- What are the Chase Freedom Flex bonus categories for Q4 2026?
- The Chase Freedom Flex is earning 5x on Grocery Stores, Dining, American Red Cross this period through December 31, 2026.
- Do I need to activate Chase Freedom Flex rotating categories?
- Yes — you must activate Chase Freedom Flex categories before the activation deadline. Log in to your issuer account or app to activate.
- What is the spending cap for Chase Freedom Flex rotating categories?
- The Chase Freedom Flex caps bonus earning at $1,500 in combined purchases across all rotating categories per quarter. Spending above the cap earns the base rate.
- When do Chase Freedom Flex rotating categories change?
- The Chase Freedom Flex rotates categories each quarter (every 3 months). We've tracked 3 periods so far.