How to Use CardCurator
CardCurator helps you get more value from the credit cards you already have. Here's everything you can do — and how to do it.
Three steps to unlock CardCurator's core features
Platform Features
Click any feature to read a detailed how-to guide.
My Cards & Wallet
Track your credit cards, see annual fees vs rewards earned, and get a portfolio grade that shows how well-optimized your wallet is.
- Wallet grade (A–F)
- Fees vs rewards value
- Signup bonus tracker
Programs & Goals
Enter your points balances across Chase, Amex, Citi and more. Set goals like "300k points for Japan" and track your progress in one place.
- All programs in one view
- Cross-program goals
- Progress tracking
Transfer Bonus Alerts
Get instant email alerts when banks offer limited-time 20–30% bonuses for transferring points. These last 2–4 days and are easy to miss.
- Instant email alerts
- Value calculator
- No setup required
Spending Tracker
Search any store or merchant to instantly see which card in your wallet earns the most rewards there. Stop leaving points on the table.
- Best card for any merchant
- Category earn rates
- Statement analysis
Wallet Optimizer
See which spending categories your current cards don't cover well, and get suggestions for cards that would fill those gaps.
- Gap analysis
- Category coverage
- Upgrade suggestions
Compare Cards
Select two cards and see them side-by-side: annual fees, rewards rates, credits, benefits, and which is better for your spending.
- Side-by-side view
- Fee vs rewards
- Credits & perks
Also on the Platform
Find a Card
Answer a few questions to get a card match
Award Charts
Research airline & hotel redemption rates
Live Bonuses
See all active transfer bonuses right now
Statement Analyzer
Upload a statement to analyze your spending
Sweet Spots
Best-value redemptions by route and program
Rewards Calculator
Calculate points value for any program
Bank Bonuses
High-yield checking & savings account offers
Programs Directory
Browse all airline, hotel & card programs
Common Questions
Answers to the questions we hear most often.
New to credit card rewards?
Visit our Learning Center for beginner-friendly guides on how rewards work, what points are worth, and how to build a card strategy.