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Which credit card earns
the most for you?
Enter your monthly spending by category and we'll calculate your estimated annual rewards across hundreds of cards — instantly.
Your monthly spending
$2,300/mo
Dining & Restaurants
or /mo
Groceries
or /mo
Gas & Fuel
or /mo
Travel (Flights & Hotels)
or /mo
Online Shopping
or /mo
Streaming & Subscriptions
or /mo
Drugstores & Pharmacies
or /mo
Everything Else
or /mo
Estimates use current point valuations. Rotating/seasonal bonuses not included. Results are approximate.
Annual spend: $27,600
Best Single Card
Best Single Card result
Rakuten
Rakuten American Express® Card
No annual fee
$1,416
Est. rewards/yr
+$1,416
Net after fee
Best 2-Card Combo
+$757 moreRakuten American Express® Card + Blue Cash Preferred Card from American Express
+ 
$2,268
Est. rewards/yr
+$2,173
Net after fees
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Dining & Restaurants Rakuten American Express® 0.2%
Groceries Blue Cash Preferred 0.1%
Gas & Fuel Blue Cash Preferred 0.1%
Travel (Flights & Hotels) Rakuten American Express® 0.0%
Online Shopping Rakuten American Express® 0.0%
Streaming & Subscriptions Blue Cash Preferred 0.1%
Drugstores & Pharmacies Rakuten American Express® 0.0%
Everything Else Rakuten American Express® 0.0%
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Other top cards for your spending
- Blue Cash Preferred Card from American ExpressAmerican Express Membership Rewards$1,309net/yr
Blue Business Plus Credit Card from American ExpressAmerican Express Membership Rewards$1,104net/yr
Blue Business Cash CardAmerican Express Membership Rewards$1,104net/yr
American Express Gold CardAmerican Express Membership Rewards$1,091net/yr