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Bank Account Bonuses

Find a bank bonus worth the effort

Compare current offers, their requirements, and the deadlines you need to keep. Start only when the bonus fits your cash flow and time.

Know the application impact
Check whether the bank uses a soft pull
Factor in taxes
Bank bonuses are typically reported on a 1099-INT
Plan the exit
Check the required open date before you apply

Showing 48 accounts

How Bank Account Bonuses Work

1. Open the account

Most banks only require a soft credit pull. Open online in a few minutes with your Social Security number and basic info.

2. Meet the requirements

Usually: set up a direct deposit and/or make a few debit purchases within the requirement window (typically 60–90 days).

3. Collect your bonus

The cash bonus posts automatically, usually within a few weeks of meeting requirements. Keep the account open long enough to avoid any early termination fee.

Track the Bonuses You're Pursuing

Sign up for CardCurator to track which bonuses you're working on, mark them complete when the cash posts, and never miss a requirement deadline.

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