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Card Curator
Card Curator
Bank Account Bonuses

Earn Cash by Opening New Bank Accounts

Banks pay you to open new accounts. Most only require a direct deposit and take a few minutes. Unlike credit card rewards, these are straightforward cash bonuses.

Usually soft pull
Most banks don't check your credit score
Taxable income
Bonuses are reported on a 1099-INT
Watch for ETFs
Close too early and you may owe a fee

Showing 48 accounts

How Bank Account Bonuses Work

1. Open the account

Most banks only require a soft credit pull. Open online in a few minutes with your Social Security number and basic info.

2. Meet the requirements

Usually: set up a direct deposit and/or make a few debit purchases within the requirement window (typically 60–90 days).

3. Collect your bonus

The cash bonus posts automatically, usually within a few weeks of meeting requirements. Keep the account open long enough to avoid any early termination fee.

Track the Bonuses You're Pursuing

Sign up for Card Curator to track which bonuses you're working on, mark them complete when the cash posts, and never miss a requirement deadline.

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