Bank Account Bonuses Review bank offer
KeyBank Key Smart Checking®
CheckingKeyBank
KeyBank Key Smart Checking® with $300 bonus after qualified activities. No monthly maintenance fee. Relationship benefits, get paid up to 2 days early, EasyUp® automatic savings. Free access to 40,000+ KeyBank and Allpoint ATMs. $10 minimum deposit to open. Member FDIC.
Current cash bonus
Offer expires May 22, 2026
$300
cash bonus
What you need to do
Open with $10
Minimum opening deposit required
Set up qualifying direct deposit
Payroll, government benefits, or qualifying ACH transfers
Earn $300 after qualified activities by 5/22/2026. See KeyBank.com for full terms.
Account Details
- Monthly Fee
- No monthly fee
- Credit Check
- Soft Pull
- Won't affect your credit score
- Credit Card Funding
- Not allowed
- Availability
- AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, WA
Tax note: Bank account bonuses are considered interest income and reported on a 1099-INT. Unlike
credit card rewards, they are taxable.
Keep this bonus plan on track
Add this account to your CardCurator tracker to stay on top of requirements, deadlines, and mark your bonus when it posts.