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Programs & Goals • 4 min read

Programs & Goals

Track all your points balances across every program in one dashboard, then set goals to track progress toward a specific redemption.

My Programs — your points dashboard

My Programs is where you see all your loyalty program balances in one place. Instead of logging into Chase, then Amex, then Citi separately, you enter your balances here and see the total value at a glance.

How to set it up

1

Go to My Programs in the dashboard sidebar

2

Search for your programs (Chase Ultimate Rewards, Amex Membership Rewards, Citi ThankYou Points, etc.)

3

Add each program and enter your current point balance

4

CardCurator converts each balance to an estimated dollar value based on typical redemption rates

Point values are estimates based on published valuations (e.g. Chase UR ≈ 2¢/point). Actual value depends on how you redeem.

Goals — cross-program tracking

A Goal lets you set a redemption target — like "I want 300,000 points for business class to Japan" — and track progress across multiple programs simultaneously.

Example: Tokyo Business Class Trip

Goal target: 300,000 points

Chase Ultimate Rewards 120,000
Amex Membership Rewards 100,000
Citi ThankYou Points 80,000

Combined: 300,000 / 300,000 — Goal reached!

How to create a goal

1

Go to Goals in the dashboard sidebar

2

Click "Create Goal" and give it a name (e.g. "Japan Trip 2026")

3

Set your target — either a point total or a dollar value

4

Assign programs and set the conversion rate for each (e.g. Chase UR at 2¢/point)

5

Watch the progress bar fill as you earn more points

Tips for using Goals

Set multiple goals

Create separate goals for different trip types — one for flights, one for hotels, one for cashback.

Use the Trip Wizard

The "Create Trip Goal" button walks you through a guided setup based on your destination and cabin class.

Update balances regularly

Your points balances are manually entered, so refresh them monthly to keep progress accurate.

Connect to transfer bonuses

If a transfer bonus is active for one of your programs, that's a great time to move points to meet a goal.