Quarterly rewards
Use your rotating categories before the quarter ends.
See what earns more now, whether you need to activate it, and the exact card category to use for eligible purchases.
The simple rule
Activate first. Then use the category card.
A listed category is not a guarantee: check the card's activation requirement, eligible merchants, and spending cap before you pay.
Use the bonus without missing a step
These bonuses are useful only when the category, activation, and deadline all line up.
- 1 Check whether this quarter needs activation.
- 2 Use the listed card only for eligible purchases.
- 3 Finish qualifying spend before the period ends.
Cards to use this quarter
U.S. BANK CASH+
U.S. Bank
Q3 2026 Activation required
5x TV, Internet, and Streaming Services5x Home Utilities5x Select Clothing Stores5x Cell Phone Providers5x Electronic Stores5x Gyms/Fitness5x Fast Food5x Ground Transportation5x Sporting Goods5x Department Stores5x Furniture Stores5x Movie Theaters
Bank of America Customized Cash Rewards
Bank of America
Q3 2026 Activation required
3x Gas Stations3x EV Charging3x Online Shopping3x Dining3x Travel3x Drug Stores3x Home Improvement/Furnishings
Chase Freedom Flex
Chase
Q3 2026 Activation required
5x Gas Stations5x EV Charging5x Public Transit5x Select Live Entertainment5x United Way
Discover it Cash Back
Discover
Q3 2026 Activation required
5x Gas Stations5x EV Charging5x Transportation5x Drugstores
Discover it Secured
Discover
Q3 2026 Activation required
5x Gas Stations5x EV Charging5x Transportation5x Drugstores
Discover it® Student Cash Back
Discover
Q3 2026 Activation required
5x Gas Stations5x EV Charging5x Transportation5x Drugstores
U.S. BANK SHOPPER CASH REWARDS
U.S. Bank
Q3 2026 Activation required
6x Amazon6x Apple6x Best Buy6x Home Depot6x Lowe's6x Walmart6x Target