Quarterly rewards
Use your rotating categories before the quarter ends.
See what earns more now, whether you need to activate it, and the exact card category to use for eligible purchases.
The simple rule
Activate first. Then use the category card.
A listed category is not a guarantee: check the card's activation requirement, eligible merchants, and spending cap before you pay.
Use the bonus without missing a step
These bonuses are useful only when the category, activation, and deadline all line up.
- 1 Check whether this quarter needs activation.
- 2 Use the listed card only for eligible purchases.
- 3 Finish qualifying spend before the period ends.
Cards to use this quarter
U.S. BANK CASH+
U.S. Bank
No active period on record — check back soon.
Bank of America Customized Cash Rewards
Bank of America
No active period on record — check back soon.
Chase Freedom Flex
Chase
Q4 2026 Activation required
5x Grocery Stores5x Dining5x American Red Cross
Discover it Cash Back
Discover
Q4 2026 Activation required
5x Utilities5x Restaurants5x Entertainment
Discover it Secured
Discover
Q4 2026 Activation required
5x Utilities5x Restaurants5x Entertainment
Discover it® Student Cash Back
Discover
Q4 2026 Activation required
5x Utilities5x Restaurants5x Entertainment
U.S. BANK SHOPPER CASH REWARDS
U.S. Bank
No active period on record — check back soon.