Bank of America Customized Cash Rewards
Bank of America · Rotating Categories
Current Period — Q3 2026 Active
Activation required
3x
Gas Stations
3x
EV Charging
3x
Online Shopping
3x
Dining
3x
Travel
3x
Drug Stores
3x
Home Improvement/Furnishings
Spending cap: $2,500 combined across all categories this period
Started: July 1, 2026 Ends: September 30, 2026 57 days remaining
Q3 2026 selectable 3% categories: one chosen category, up to $2,500 combined with grocery and wholesale-club purchases per quarter.
Frequently Asked Questions
- What are the Bank of America Customized Cash Rewards bonus categories for Q3 2026?
- The Bank of America Customized Cash Rewards is earning 3x on Gas Stations, EV Charging, Online Shopping, Dining, Travel, Drug Stores, Home Improvement/Furnishings this period through September 30, 2026.
- Do I need to activate Bank of America Customized Cash Rewards rotating categories?
- Yes — you must activate Bank of America Customized Cash Rewards categories before the activation deadline. Log in to your issuer account or app to activate.
- What is the spending cap for Bank of America Customized Cash Rewards rotating categories?
- The Bank of America Customized Cash Rewards caps bonus earning at $2,500 in combined purchases across all rotating categories per quarter. Spending above the cap earns the base rate.
- When do Bank of America Customized Cash Rewards rotating categories change?
- The Bank of America Customized Cash Rewards rotates its bonus categories periodically. Check this page for updates.