Discover it Cash Back
Discover · Rotating Categories
Current Period — Q2 2026 Active
Activation required — activate by June 14, 2026 (deadline passed)
5x
Restaurants
Full-service restaurants, cafes, cafeterias, fast-food locations, and caterers. Bakeries and restaurants inside other businesses may not qualify.
Excludes: Bakeries and restaurants located inside of or affiliated with another business may not qualify.
5x
Home Improvement Stores
Online and in-store purchases at home improvement retail stores, building supply stores, home furnishing stores, home appliance stores, floor covering stores, and lawn/nursery/garden supply stores.
Spending cap: $1,500 combined across all categories this period
Started: April 1, 2026 Ends: June 30, 2026 16 days remaining
Q2 2026: Restaurants and Home Improvement Stores
Past Periods 1
Q3 2026 Jul 2026 → Sep 2026
5x Gas Stations5x EV Charging5x Transportation5x Drugstores
Cap: $1,500
Frequently Asked Questions
- What are the Discover it Cash Back bonus categories for Q2 2026?
- The Discover it Cash Back is earning 5x on Restaurants, Home Improvement Stores this period through June 30, 2026.
- Do I need to activate Discover it Cash Back rotating categories?
- Yes — you must activate Discover it Cash Back categories before the activation deadline (June 14). Log in to your issuer account or app to activate.
- What is the spending cap for Discover it Cash Back rotating categories?
- The Discover it Cash Back caps bonus earning at $1,500 in combined purchases across all rotating categories per quarter. Spending above the cap earns the base rate.
- When do Discover it Cash Back rotating categories change?
- The Discover it Cash Back rotates categories each quarter (every 3 months). We've tracked 2 periods so far.