Skip to main content
Southwest Plus
Southwest Rapid Rewards Visa

Southwest Plus

Issued by Chase

$99
Annual Fee
1x
Base Rate
2x
Southwest Purchases
85k
Welcome Bonus

Earning Categories

Southwest Purchases
2x
All Other Purchases
1x
Gas Stations and Grocery Stores
2x

Current Welcome Bonus

85,000 points
Est. value: $1,190
Spend $3,000
Within 3 months

Year 1 net value: +$1,091 (bonus โˆ’ annual fee)

Apply Now

Maximize Your Southwest Rapid Rewards Points

Program Overview

Southwest Rapid Rewards is Southwest Airlines' loyalty program. Unlike traditional airline programs, Southwest uses a revenue-based system where points are worth a fixed value tied to the fare price. Key strengths: - No change fees, no cancellation fees (points redeposited instantly) - No blackout dates for award flights - Companion Pass: Bring someone free on every flight for up to 2 years - Two free checked bags on every ticket (even award flights) - Points don't expire with account activity - Revenue-based redemptions mean simple, predictable value - Wanna Get Away fares offer best value per point

Earning Tips

Card stacking strategy: Premium cards: - Southwest Priority: 3x Southwest, 2x local transit/internet/phone, 1x everything else; 4 upgraded boardings/yr, $75 SW credit - Southwest Premier: 3x Southwest, 2x dining/streaming, 1x everything else; 2 EarlyBird check-in credits - Southwest Plus: 2x Southwest, 1x everything else; anniversary 3,000 pts Business: - Southwest Performance Business: 4x Southwest, 3x Southwest purchases, 2x Rapid Rewards hotel/car; upgrade boardings - Southwest Premier Business: 3x Southwest, 2x dining/hotels/car rentals, 1x everything else Key tips: - Companion Pass strategy: Get 2 Southwest personal cards in late Q4 for large signup bonuses counting toward next year's CP - All card spending earns toward Companion Pass qualifying points - Priority card's $75 credit + 7,500 anniversary pts make the $149 AF worth it - Stack Southwest card for SW purchases + Chase Sapphire for other spending

Redemption Tips

Redemption strategy: Revenue-based pricing: - Points are worth ~1.3-1.7 cpp on Wanna Get Away fares - Wanna Get Away Plus: Slightly higher price but transferable - Anytime fares: Worst value per point (avoid redeeming at this level) - Business Select: Poor points value but nice for upgrades Best value: - Book Wanna Get Away fares with points (best cpp) - Off-peak travel and midweek flights = lower point prices - Southwest sales apply to point redemptions too - Points + cash: Not offered; it's all points or all cash Companion Pass stacking: - Once you have Companion Pass, your companion flies free - This effectively doubles the value of every point spent - With CP, even mediocre cpp becomes great because 2 people fly for the price of 1 Cancellation flexibility: - Points return instantly if you cancel - Book speculatively and cancel if prices drop - No penalty for rebooking at a lower price Avoid: - Anytime or Business Select fares with points (terrible value) - Transferring to Southwest from Marriott (3:1 ratio is poor) - Holding large balances without using them (earn and burn)

Transfer Strategy

Inbound transfers: - Chase Ultimate Rewards: 1:1 - Marriott Bonvoy: 3:1 (60K โ†’ 25K with bonus) Outbound transfers: - Rapid Rewards points cannot transfer to other programs Strategy tips: - Chase UR to Southwest is useful for topping off for Companion Pass qualification - Companion Pass is the ultimate Southwest goal (earned at 135,000 qualifying points in a calendar year) - Credit card signup bonuses count toward Companion Pass qualification - Transfer from Chase when you need points for a specific booking

Southwest Premier credit card

Southwest Premier

Chase

Upgrade to Premier for 3x Southwest earning (vs 2x), higher anniversary bonus (6k vs 3k), and TQP earning toward A-List

$149 1x base
View Details
Southwest Premier Business credit card

Southwest Premier Business

Chase

Add Premier Business for 60k signup bonus with lower $3k spend requirement

$149 1x base
View Details
Southwest Priority credit card

Southwest Priority

Chase

Skip Premier and upgrade directly to Priority for best earning (4x Southwest), $75 credit, and upgraded boardings

$229 1x base
View Details

Other Southwest Rapid Rewards Cards

Southwest Premier credit card

Southwest Premier

$149 PERSONAL
View
Southwest Priority credit card

Southwest Priority

$229 PERSONAL
View
Southwest Premier Business credit card

Southwest Premier Business

$149 BUSINESS
View
Southwest Performance Business credit card

Southwest Performance Business

$299 BUSINESS
View

Compare This Card

See how the Southwest Plus stacks up against other cards side by side โ€” fees, bonuses, earn rates, and more.

Ready to Optimize Your Wallet?

Let our AI help you find the perfect card combination for your spending habits

We never share your data. Your privacy is our priority.