Amazon Visa
Issued by Chase
Earning Categories
Current Welcome Bonus
Year 1 net value: +$250 (bonus − annual fee)
Maximize Your Amazon Rewards Points
Program Overview
Amazon Rewards is the cashback program for Amazon co-branded credit cards issued by Chase. Prime members earn 5% at Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel; 2% at restaurants, gas stations, and local transit/commuting; 1% everywhere else. Non-Prime members earn at lower rates. The program earns cash back that can be applied toward Amazon purchases or redeemed as statement credits. Points do not transfer to airline or hotel programs. Best for: heavy Amazon and Whole Foods shoppers who are Prime members. The 5% back at Amazon and Whole Foods is one of the highest rates available at those merchants.
Earning Tips
Amazon Prime Rewards Visa (Prime required): - 5% at Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel - 2% at restaurants, gas stations, and local transit/commuting - 1% everywhere else Amazon Visa (no Prime required): - 3% at Amazon.com, Amazon Fresh, and Whole Foods Market - 2% at restaurants, gas stations, and drugstores - 1% everywhere else Tips: - Must maintain Prime membership for the 5% earning rate - Stack with other high-earning cards for non-Amazon categories - 5% at Whole Foods makes this an excellent grocery card for Prime members who shop there
Redemption Tips
Cashback (1¢/point equivalent): - Amazon.com purchases: apply at checkout - Statement credit: redeem anytime - Gift cards Best value: apply toward Amazon purchases for seamless checkout. Statement credit is equally valuable. No optimization needed.
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See how the Amazon Visa stacks up against other cards side by side — fees, bonuses, earn rates, and more.
Related guide: Amazon Prime Visa Review: 5% Back at Amazon & Whole Foods
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