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United℠ Business Card
United MileagePlus Visa

United℠ Business Card

Issued by Chase

$150
Annual Fee
1x
Base Rate
2x
United Purchases
100k
Welcome Bonus

Earning Categories

United Purchases
2x
Dining
2x
Gas Stations
2x
Office Supply Stores
2x
Local Transit & Commuting
2x
All Other Purchases
1x

Current Welcome Bonus

100,000 miles
Est. value: $1,500
Spend $5,000
Within 3 months
First Year Annual Fee Waived

Earn 100,000 bonus miles + 2,000 PQP after $5,000 spend in first 3 months. $0 intro annual fee first year, then $150.

Year 1 net value: +$1,350 (bonus − annual fee)

Apply Now

Bonus Earning During Intro Period

1x on Premier Qualifying Points

Card Perks

$260/year est. value
Two United Club One-Time Passes
LOUNGE_ACCESS

Two United Club one-time passes annually

$100
Free First Checked Bag
TRAVEL_INSURANCE

Free first checked bag for primary cardholder and one companion on the same reservation — save up to $160 per roundtrip

$160
Priority Boarding
OTHER

Priority boarding for primary cardmember and companions on the same reservation

25% Back on United Inflight Purchases
OTHER

25% back as a statement credit on eligible United inflight purchases

5,000-Mile Anniversary Bonus
OTHER

5,000 bonus miles each anniversary when you also hold a qualifying personal United card

Maximize Your United MileagePlus Points

Program Overview

United MileagePlus is United Airlines' loyalty program and one of the most popular Star Alliance programs. Award pricing is dynamic but generally follows predictable patterns for saver-level awards. Key strengths: - Extensive Star Alliance partner network (26+ airlines) - Excursionist Perk: Free stopover on round-trip international itineraries - Dynamic pricing with saver-level awards still available - No close-in booking fees - MileagePlus miles can be earned through Chase Ultimate Rewards transfers - United Polaris business class is an excellent long-haul product

Earning Tips

Card stacking strategy: Premium cards: - United Explorer: 2x on United, hotels, dining, streaming; 1x everything else; free checked bag + boarding priority - United Quest: 3x on United, 2x dining/hotels/streaming; premier upgrades; 2 free checked bags - United Club Infinite: 4x on United, 2x dining/hotels; United Club access; premier upgrades Business card: - United Business: 2x on United, dining, gas, office supplies, local transit Key tips: - United cards earn Premier Qualifying Points (PQP) toward status through spending - Free checked bags save $70+ per round-trip - Premier Upgrades on Quest/Club Infinite provide complimentary upgrades when available - Stack with Chase Sapphire for non-United spending, transfer UR to United as needed - United.com shopping portal earns bonus miles on online purchases

Redemption Tips

Best redemption values: Domestic saver awards: - 5,000 miles one-way for short-haul economy (under 700 miles) - 12,500 miles one-way for standard domestic economy - Dynamic pricing means prices vary; search flexible dates for saver availability International sweet spots: - United Polaris business class to Europe: 60,000 miles one-way (saver) - Star Alliance partner business class to Asia: 75,000-90,000 miles one-way - Excursionist Perk: Free stopover in a connecting city on round-trip international awards Star Alliance partner awards: - ANA first class: ~88,000 miles one-way (when available) - Lufthansa first class: Book when released close-in - Singapore Airlines: Premium economy sweet spot at ~50,000 miles - EVA Air business class to Asia: Excellent product at saver rates Close-in bookings: - No close-in booking fee (unlike some programs) - Last-minute saver awards appear when flights aren't full Avoid: - Dynamic pricing on popular routes during peak times (prices can be 3-5x saver level) - Upgrading with miles on basic economy tickets (not allowed) - Purchasing miles at standard price (wait for promotions)

Transfer Strategy

United MileagePlus is a destination program: Inbound transfers: - Chase Ultimate Rewards: 1:1 (primary feeder) - Bilt Rewards: 1:1 - Marriott Bonvoy: 3:1 (60K → 25K with bonus) Outbound transfers: - MileagePlus does not transfer to other programs Strategy tips: - Chase UR to United at 1:1 is the primary way to build up a MileagePlus balance - Bilt offers another 1:1 option - Only transfer when you have a specific award in mind - United often has saver availability that other Star Alliance programs don't show - Book directly on United.com for the widest partner availability display

Other United MileagePlus Cards

United Gateway credit card

United Gateway

No fee PERSONAL
View
United Explorer credit card

United Explorer

$150 PERSONAL
View
United Quest credit card

United Quest

$350 PERSONAL
View
United Club℠ Infinite Card credit card

United Club℠ Infinite Card

$695 PERSONAL
View

Compare This Card

See how the United℠ Business Card stacks up against other cards side by side — fees, bonuses, earn rates, and more.

Related guide: Booking United Airlines Flights with Partner Miles

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