Best Truist Credit Cards (2026)
Compare all Truist credit cards and find the best fit for your spending.
Top Pick
Truist Enjoy Travel World Mastercard
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What is the best Truist credit card?
The Truist Enjoy Travel World Mastercard is currently the top-rated Truist card, offering a $89/yr annual fee and a strong welcome offer for new cardholders.
Does Truist have a credit card with no annual fee?
Yes — the Truist Enjoy Cash Visa Signature Card has no annual fee and earns 1x base rewards on purchases.
What credit score do you need for a Truist card?
Most Truist credit cards require good to excellent credit (typically 670+). Premium travel cards like the top-tier options generally require a score of 720 or higher for the best approval odds.
What rewards do Truist credit cards earn?
Truist credit cards earn points, miles, or cash back depending on the card. Category cards earn accelerated rates in your top spending areas, while flat-rate cards keep things simple.
Are Truist credit card points worth it?
Truist points and miles offer strong value, especially when redeemed for travel. Pairing multiple Truist cards can maximize your earning across categories.
How do I apply for a Truist credit card?
You can apply directly through https://www.truist.com or by clicking the "Apply Now" buttons above. Most applications receive an instant decision online.
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