Best Credit Card for Gas Stations
Compare the top credit cards for gas stations and fuel purchases and find which one earns the most rewards.
Gas stations are one of the most consistently rewarded categories — top cards earn 3–5x per dollar. Drivers spending $200/month on fuel can earn $150–$300 extra per year with the right card. Many gas cards also earn well on EV charging.
Top Pick
More Good Options
American Express Membership RewardsAmerican Express Business Gold Card4xpts/dollar8.0%return4x on U.S. Gas Stations
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PenFed RewardsPenFed Platinum Rewards Visa Signature Card5xpts/dollar5.0%return5x on Gas Stations
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USAA RewardsUSAA Cashback Rewards Plus American Express Card5xpts/dollar5.0%return5x on Gas Stations
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Rewards Calculator
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Common Questions
What is the best credit card for Gas Stations?
The Citi Thank You is currently the top pick for gas stations and fuel purchases, earning 5x points per dollar — an effective 9.0% return.
How many points do you earn on Gas Stations purchases?
The top-rated card for gas stations and fuel purchases, the Citi Thank You, earns 5x per dollar — an effective return of 9.0%.
Is there a no-annual-fee card that earns rewards on Gas Stations?
Yes — the Citi Thank You earns 5x on gas stations and fuel purchases with no annual fee (9.0% effective return).
Is a premium card worth the annual fee for Gas Stations spending?
The American Express Business Gold Card ($375/yr) earns 4x on gas stations and fuel purchases. If you spend $391/month or more on gas stations, the rewards offset the annual fee — before counting travel credits and other perks.
Which card earns the most if I spend $500 per month on Gas Stations?
Citi Thank You: $540/yr, American Express Business Gold Card: $480/yr, Costco Anywhere Visa: $300/yr. The Citi Thank You earns the most at $500/month.
Do rotating category cards earn on Gas Stations?
Some cards — like Chase Freedom Flex and Discover it — occasionally feature gas stations as a 5% bonus category for one quarter per year. Year-round, a dedicated gas stations card typically outperforms rotating category cards since you can't always count on the bonus.