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CardCurator — Rewards Intelligence
Gas Stations

Best Credit Card for ARCO

Compare the top credit cards to maximize your rewards every time you shop at ARCO.

Gas stations often qualify for elevated earn rates, especially on cards designed for everyday commuters.

Top Pick

Best Pick
Citi Thank You card art
Citi ThankYou Points

Citi Thank You

5x
points per dollar
9.0%
effective return
No annual fee
annual fee

5x on Gas Stations

Note: This card has a $10,000 annual spending cap for Gas Stations. Earnings above this amount will be at the base rate.

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More Good Options

  • American Express Business Gold Card card art
    American Express Membership Rewards
    American Express Business Gold Card
    4x
    pts/dollar
    8.0%
    return

    4x on U.S. Gas Stations

    Learn more →
  • Chase Ink Business Cash card art
    Chase Ultimate Rewards
    Chase Ink Business Cash
    2x
    pts/dollar
    4.0%
    return

    2x on Gas Stations

    Learn more →
  • HSBC Premier credit card card art
    HSBC Rewards
    HSBC Premier credit card
    3x
    pts/dollar
    3.8%
    return

    3x on Gas Stations

    Learn more →
  • Marriott Bonvoy Business American Express Card card art
    Marriott Bonvoy
    Marriott Bonvoy Business American Express Card
    4x
    pts/dollar
    3.6%
    return

    4x on Gas Stations (U.S.)

    Learn more →
Compare these 3 cards side by side

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Common Questions

What is the best credit card to use at ARCO?

The Citi Thank You is currently the top pick at ARCO, earning 5x points per dollar — an effective 9.0% return. 5x on Gas Stations

How many points do I earn at ARCO per dollar spent?

Top cards earn between 2x and 5x at ARCO. Leading options include: Citi Thank You (5x), American Express Business Gold Card (4x), Chase Ink Business Cash (2x).

Does ARCO count as gas stations for credit card rewards?

ARCO typically falls under the Gas Stations category for credit card reward purposes. Cards with a gas stations spending bonus will earn an elevated rate here. Gas stations often qualify for elevated earn rates, especially on cards designed for everyday commuters.

Is there a no-annual-fee card that earns well at ARCO?

Yes — the Citi Thank You has no annual fee and earns 5x at ARCO (9.0% effective return). 5x on Gas Stations

Also earning in Gas Stations