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Source Transparency

Data Sources

CardCurator is strongest when every claim can be traced back to a source class. This page explains where our card, rewards, and ranking inputs come from and how frequently they are refreshed.

Last updated:

Source Categories

Issuer card pages and terms

Examples

Card landing pages, pricing and terms, benefit guides, official cardmember agreements

Used for

Annual fees, earn rates, credits, foreign transaction fees, intro APR details, benefit eligibility

Refresh cadence

Checked whenever a card page or comparison is updated

Rewards program sites

Examples

Airline and hotel program pages, transfer partner lists, redemption charts

Used for

Point currency context, transfer relationships, award pricing, program features

Refresh cadence

Reviewed after publicly announced program changes and during scheduled program refreshes

Public program announcements

Examples

Issuer newsroom posts, airline announcements, hotel loyalty news, offer launch pages

Used for

Transfer bonus start dates, offer windows, rule changes, new-product launches

Refresh cadence

Same day when possible for time-sensitive changes

Internal CardCurator data models

Examples

Merchant categorizations, ranking logic, reward-category mappings, valuation records

Used for

Converts raw card and program data into page rankings and comparison outputs

Refresh cadence

Continuously as data corrections and new records are added

Freshness Rules

Fast-moving content

Signup bonuses, transfer bonuses, and promo windows should be updated when the public offer changes or expires.

Evergreen content

Methodology and audience guides are rechecked when major ranking assumptions or product landscapes shift.