Costco VisaCostco Anywhere Visa
Issued by Citi
Reviewed by the CardCurator Editorial Team
$65/year in trackable credits — never leave money on the table
Before you apply
Use this quick check so you click out only when the offer and fee structure really fit.
- Best fit: strongest ongoing earning is 5x on Gas at Costco.
- Annual fee: No annual fee.
- Who should skip: people chasing premium perks, lounge access, or outsized transfer-partner upside.
- What happens next: you will leave CardCurator for the issuer or partner application page in a new tab.
Confirm current issuer terms and approval rules before you submit an application.
Earning Categories
Statement Credits
Maximize Your Costco Points
Expert tips to get the most value from this program
Program Overview
Costco Cash Rewards is the program for the Costco Anywhere Visa Card by Citi, the only credit card accepted at Costco warehouses and Costco.com. The card earns 4% on eligible gas/EV charging (up to $7,000/year), 3% on restaurants and eligible travel, 2% on Costco and Costco.com purchases, and 1% everywhere else. Reward certificates are issued annually in February and can be redeemed at Costco warehouses for merchandise or cash. Best for: frequent Costco shoppers and those who buy a lot of gas and dine out regularly. Costco membership required.
Earning Tips
Costco Anywhere Visa by Citi: - 4% on eligible gas and EV charging (up to $7,000/year combined; 1% after) - 3% on restaurants and eligible travel - 2% at Costco and Costco.com - 1% on all other purchases - No annual credit card fee (Costco membership required — $65–$130/year) Tips: - Best gas card for high-volume gas buyers (4% up to $7K/year is excellent) - Use for dining and travel at 3% if you don't have a better travel card - Costco's 2% is lower than many store cards; some Costco members prefer earning elsewhere - Reward certificate issued in February — Costco Executive members already earn 2% on Costco purchases from membership, effectively 4% at Costco combined
Redemption Tips
Reward certificate issued once per year (February). Redemption options: - Cash at Costco warehouse (full certificate value in cash or applied to merchandise) - Merchandise at Costco warehouse Cannot use for online purchases or outside Costco. Certificates expire after a set period (typically by end of the calendar year after issuance). For maximum flexibility, redeem for cash at the Costco register rather than applying to merchandise.
Compare This Card
See how the Costco Anywhere Visa stacks up against other cards side by side — fees, bonuses, earn rates, and more.
Approval Insights
Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.
How to use this
- Use the approval summary as a signal, not a guarantee.
- Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
- Open the full approval page to see recent datapoints, profile bands, and notes.
Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.
Frequently Asked Questions
- What is the annual fee for the Costco Anywhere Visa?
- The Costco Anywhere Visa has no annual fee.
- What is the best category to use the Costco Anywhere Visa for?
- The Costco Anywhere Visa earns 5x on Gas at Costco, making it the strongest earning category for this card.
- Does the Costco Anywhere Visa charge foreign transaction fees?
- No, the Costco Anywhere Visa does not charge foreign transaction fees, making it a good choice for international purchases.
- How much are Costco rewards worth?
- Costco rewards are worth approximately 1.00¢ per point on average, with premium redemptions reaching up to 1.00¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.
Ready to Get the Costco Anywhere Visa?
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