Best Credit Card for Rideshare
Compare the top credit cards for Uber, Lyft, and rideshare apps and find which one earns the most rewards.
Uber and Lyft charges usually code as rideshare or transportation, earning bonus rates on select cards. Some premium cards include monthly Uber Cash credits that effectively offset the cost of rides.
Top Pick
More Good Options
Apple Card Daily CashApple Card3xpts/dollar3.0%return3x on Uber & Uber Eats (Apple Pay)
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TAP Miles&GoTAP Miles&Go American Express Card2xpts/dollar2.6%return2x on hotels, car rentals & rideshare
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Target CircleTarget Circle Credit Card5xpts/dollar5.0%return5x base rate (no bonus for Rideshare)
Rewards Calculator
Enter a monthly spend amount above to see estimated annual rewards per card.
Common Questions
What is the best credit card for Rideshare?
The Chase Sapphire Reserve is currently the top pick for Uber, Lyft, and rideshare apps, earning 5x points per dollar — an effective 10.0% return.
How many points do you earn on Rideshare purchases?
The top-rated card for Uber, Lyft, and rideshare apps, the Chase Sapphire Reserve, earns 5x per dollar — an effective return of 10.0%.
Is there a no-annual-fee card that earns rewards on Rideshare?
Yes — the Apple Card earns 3x on Uber, Lyft, and rideshare apps with no annual fee (3.0% effective return).
Is a premium card worth the annual fee for Rideshare spending?
The Chase Sapphire Reserve ($795/yr) earns 5x on Uber, Lyft, and rideshare apps. If you spend $662/month or more on rideshare, the rewards offset the annual fee — before counting travel credits and other perks.
Which card earns the most if I spend $500 per month on Rideshare?
Chase Sapphire Reserve: $600/yr, Apple Card: $180/yr, Atmos Rewards Summit: $180/yr. The Chase Sapphire Reserve earns the most at $500/month.
Do rotating category cards earn on Rideshare?
Some cards — like Chase Freedom Flex and Discover it — occasionally feature rideshare as a 5% bonus category for one quarter per year. Year-round, a dedicated rideshare card typically outperforms rotating category cards since you can't always count on the bonus.