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Cut Your Fuel Costs with Every Fill-Up

With gas prices fluctuating, earning 3-5% back at the pump can save you hundreds annually. Compare cards with top gas station rewards.

Earn 3-5% cash back on gas

Save $150-$300 per year on fuel

Many cards include EV charging stations

Last updated: February 5, 2026
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Top Best Gas Credit Cards of 2026

Expert-ranked cards based on rewards, fees, and benefits

#1
IHG One Rewards Premier Credit Card credit card
IHG One Rewards Premier Credit Card

Chase

Annual Fee
$99/year
Welcome Bonus
175,000 points
Top Earn Rates
10x IHG Hotels and Resorts, 5x Travel, 5x Dining
#2
IHG One Rewards Premier Business Credit Card credit card
IHG One Rewards Premier Business Credit Card

Chase

Annual Fee
$99/year
Welcome Bonus
140,000 points
Top Earn Rates
10x IHG Hotels and Resorts, 5x Travel, 5x Dining
#3
Costco Anywhere Visa credit card
Costco Anywhere Visa

Citi

Annual Fee
No annual fee
Welcome Bonus
N/A
Top Earn Rates
5x Gas at Costco, 4x Eligible Gas and EV Charging, 3x Restaurants
#4
Costco Anywhere Visa Business Card credit card
Costco Anywhere Visa Business Card

Citi

Annual Fee
No annual fee
Welcome Bonus
N/A
Top Earn Rates
5x gas at Costco, 4x eligible gas and electric vehicle (EV) charging, 3x restaurant and eligible travel purchases worldwide
#5
American Express Business Gold Card credit card
American Express Business Gold Card

American Express

Annual Fee
$375/year
Welcome Bonus
100,000 points
Top Earn Rates
4x Top 2 Categories (Advertising, Shipping, Tech, Gas), 3x Travel (Flights & Hotels via Amex Travel), 1x All Other Purchases
#6
Marriott Bonvoy Business American Express Card credit card
Marriott Bonvoy Business American Express Card

American Express

Annual Fee
$125/year
Welcome Bonus
15,000 points
Top Earn Rates
6x Marriott Hotels, 4x Restaurants (U.S.), 4x Gas Stations (U.S.)
#7
IHG One Rewards Traveler Credit Card credit card
IHG One Rewards Traveler Credit Card

Chase

Annual Fee
No annual fee
Welcome Bonus
80,000 points
Top Earn Rates
5x Participating IHG Hotels, 3x Dining, 3x Utilities
#8
U.S. Bank Triple Cash Rewards Business credit card
U.S. Bank Triple Cash Rewards Business

U.S. Bank

Annual Fee
No annual fee
Welcome Bonus
75,000 points
Top Earn Rates
5x Travel Center, 3x Gas / EV Charging, 3x Office Supply Stores
#9
Blue Cash Preferred Card from American Express credit card
Blue Cash Preferred Card from American Express

American Express

Annual Fee
$95/year
Welcome Bonus
35,000 points
Top Earn Rates
6x U.S. Supermarkets, 6x Select U.S. Streaming Subscriptions, 3x U.S. Gas Stations

Want to compare these cards side-by-side?

Compare Top 4 Cards

What to Look For

Key factors to consider when choosing your card

High earning rate on gas purchases (3-5% cash back)

No annual fee (most gas cards are free)

Coverage of all gas stations vs. brand-specific

EV charging station compatibility (growing category)

Quarterly spending caps or activation requirements

Additional categories (warehouse clubs, groceries, streaming)

How to Choose

If you drive regularly (12,000+ miles/year), a 5% rotating gas card like Chase Freedom Flex is ideal during gas quarters. For consistent year-round earnings, choose a 3% gas card like Wells Fargo Autograph or a co-branded card for your preferred station. Calculate your annual gas spending to pick the best fit.

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Frequently Asked Questions

Get answers to common questions about choosing the right card

For maximum earnings, Chase Freedom Flex and Discover it offer 5% back on gas during rotating quarters (usually 3 months per year). For consistent rewards, the Costco Anywhere Visa gives 4% on gas year-round (must have Costco membership).

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