Best Credit Card for Amazon
Compare the top credit cards for Amazon.com purchases and find which one earns the most rewards.
Amazon is the largest single merchant in the U.S., making the right Amazon card extremely valuable. The Amazon Prime Visa earns 5% on Amazon.com and Whole Foods — one of the best flat-rate bonuses available at a single retailer.
Top Pick
Chase Freedom Flex
5x on Amazon (Q2 2026) - Includes Amazon.com, digital downloads, Amazon Gift Cards, Amazon Fresh, Amazon Prime subscriptions, third-party marketplace sellers, and Whole Foods Market.
Note: This card has a combined $1,500 spending cap across ALL rotating categories this period. Earnings above this amount will be at the base rate. Remember to activate between 3/1/2026 - 6/14/2026.
More Good Options
American Express Membership RewardsBlue Cash Everyday Card from American Express3xpts/dollar6.0%return3x on U.S. Online Retail Purchases
Learn more →
Credit One Bank Cash BackCredit One Bank Best Friends Credit Card5xpts/dollar5.0%return5x on Pet Stores
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Rewards Calculator
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Common Questions
What is the best credit card for Amazon?
The Chase Freedom Flex is currently the top pick for Amazon.com purchases, earning 5x points per dollar — an effective 10.0% return.
How many points do you earn on Amazon purchases?
The top-rated card for Amazon.com purchases, the Chase Freedom Flex, earns 5x per dollar — an effective return of 10.0%.
Is there a no-annual-fee card that earns rewards on Amazon?
Yes — the Chase Freedom Flex earns 5x on Amazon.com purchases with no annual fee (10.0% effective return).
Is a premium card worth the annual fee for Amazon spending?
Whether a premium card pays off depends on your total spending across all categories, not just amazon. Premium cards typically include travel credits, lounge access, and other perks that can exceed their annual fee.
Which card earns the most if I spend $500 per month on Amazon?
Chase Freedom Flex: $600/yr, Blue Cash Everyday Card from American Express: $360/yr, Prime Visa: $300/yr. The Chase Freedom Flex earns the most at $500/month.
Do rotating category cards earn on Amazon?
Some cards — like Chase Freedom Flex and Discover it — occasionally feature amazon as a 5% bonus category for one quarter per year. Year-round, a dedicated amazon card typically outperforms rotating category cards since you can't always count on the bonus.