Best Credit Card for Amazon
Compare the top credit cards for Amazon.com purchases and find which one earns the most rewards.
Amazon is the largest single merchant in the U.S., making the right Amazon card extremely valuable. The Amazon Prime Visa earns 5% on Amazon.com and Whole Foods — one of the best flat-rate bonuses available at a single retailer.
Top Pick
Blue Cash Preferred Card from American Express
6x on U.S. Supermarkets
Note: This card has a $6,000 annual spending cap for U.S. Supermarkets. Earnings above this amount will be at the base rate.
Before you click out
- This is the best fit only if you actually spend heavily on amazon.
- Make sure the $95 annual fee still makes sense for your total spend.
- If this is your pick, apply now and keep this page open in another tab for reference.
More Good Options
Chase Ultimate RewardsChase Freedom Flex5xpts/dollar10.0%return5x on Amazon (Q2 2026) - Includes Amazon.com, digital downloads, Amazon Gift Cards, Amazon Fresh, Amazon Prime subscriptions, third-party marketplace sellers, and Whole Foods Market.
Apply Now
Capital OneCapital One SavorOne Cash Rewards3xpts/dollar5.6%return3x on Grocery Stores
Apply Now
Want broader partner inventory before you commit?
Use the partner marketplace only if you are still in category-browsing mode. If the top pick above already fits, the direct apply path is the cleaner decision.
Rewards Calculator
Enter a monthly spend amount above to see estimated annual rewards per card.
Quick summary
A short version of the recommendation with the main numbers and fallback option.
For Amazon.com purchases, Blue Cash Preferred Card from American Express is currently our top overall pick at 6x, which works out to about 12.0% back using CardCurator's current point valuations. 6x on U.S. Supermarkets. If you want a no-annual-fee option, Chase Freedom Flex earns 5x there (10.0% effective return). At $500/month of spend, the top card is worth about $720/year before signup bonuses or statement credits. Summary generated August 5, 2026. Source: https://cardcurator.ai/best-credit-card-for/amazon
- Blue Cash Preferred Card from American Express: 6x and 12.0% effective return.
- At $500/month, that's about $720/year in rewards value before bonuses.
- Chase Freedom Flex is the current no-fee fallback at 5x (10.0% effective return).
- Methodology uses live earn rates, annual fees, and current point valuations.
Common Questions
What is the best credit card for Amazon?
The Blue Cash Preferred Card from American Express is currently the top pick for Amazon.com purchases, earning 6x points per dollar — an effective 12.0% return.
How many points do you earn on Amazon purchases?
The top-rated card for Amazon.com purchases, the Blue Cash Preferred Card from American Express, earns 6x per dollar — an effective return of 12.0%.
Is there a no-annual-fee card that earns rewards on Amazon?
Yes — the Chase Freedom Flex earns 5x on Amazon.com purchases with no annual fee (10.0% effective return).
Is a premium card worth the annual fee for Amazon spending?
Whether a premium card pays off depends on your total spending across all categories, not just amazon. Premium cards typically include travel credits, lounge access, and other perks that can exceed their annual fee.
Which card earns the most if I spend $500 per month on Amazon?
Blue Cash Preferred Card from American Express: $720/yr, Chase Freedom Flex: $600/yr, Bilt Obsidian Card: $360/yr. The Blue Cash Preferred Card from American Express earns the most at $500/month.
Do rotating category cards earn on Amazon?
Some cards — like Chase Freedom Flex and Discover it — occasionally feature amazon as a 5% bonus category for one quarter per year. Year-round, a dedicated amazon card typically outperforms rotating category cards since you can't always count on the bonus.