Best Credit Card for Streaming Services
Compare the top credit cards for Netflix, Spotify, Hulu, Disney+, and other streaming services and find which one earns the most rewards.
Streaming services earn bonus rates on a growing number of premium cards — Netflix, Spotify, Disney+, and HBO Max all qualify. A card earning 3x on streaming can add $30–$60/year in rewards on typical subscription spend.
Top Pick
Blue Cash Preferred Card from American Express
6x on Select U.S. Streaming Subscriptions
Before you click out
- This is the best fit only if you actually spend heavily on streaming services.
- Make sure the $95 annual fee still makes sense for your total spend.
- If this is your pick, apply now and keep this page open in another tab for reference.
More Good Options
Capital OneCapital One SavorOne Cash Rewards3xpts/dollar5.6%return3x on Streaming Services
Apply Now
Disney Reward DollarsDisney Premier Visa Card5xpts/dollar5.0%return5x on DisneyPlus.com, Hulu.com or ESPNPlus.com
Apply Now
Credit One Bank Cash BackCredit One Bank Platinum X5 Visa Signature5xpts/dollar5.0%return5x on Cable & Satellite TV
Apply Now
Want broader partner inventory before you commit?
Use the partner marketplace only if you are still in category-browsing mode. If the top pick above already fits, the direct apply path is the cleaner decision.
Rewards Calculator
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Quick summary
A short version of the recommendation with the main numbers and fallback option.
For Netflix, Spotify, Hulu, Disney+, and other streaming services, Blue Cash Preferred Card from American Express is currently our top overall pick at 6x, which works out to about 12.0% back using CardCurator's current point valuations. 6x on Select U.S. Streaming Subscriptions. If you want a no-annual-fee option, Capital One SavorOne Cash Rewards earns 3x there (5.6% effective return). At $500/month of spend, the top card is worth about $720/year before signup bonuses or statement credits. Summary generated August 5, 2026. Source: https://cardcurator.ai/best-credit-card-for/streaming
- Blue Cash Preferred Card from American Express: 6x and 12.0% effective return.
- At $500/month, that's about $720/year in rewards value before bonuses.
- Capital One SavorOne Cash Rewards is the current no-fee fallback at 3x (5.6% effective return).
- Methodology uses live earn rates, annual fees, and current point valuations.
Common Questions
What is the best credit card for Streaming Services?
The Blue Cash Preferred Card from American Express is currently the top pick for Netflix, Spotify, Hulu, Disney+, and other streaming services, earning 6x points per dollar — an effective 12.0% return.
How many points do you earn on Streaming Services purchases?
The top-rated card for Netflix, Spotify, Hulu, Disney+, and other streaming services, the Blue Cash Preferred Card from American Express, earns 6x per dollar — an effective return of 12.0%.
Is there a no-annual-fee card that earns rewards on Streaming Services?
Yes — the Capital One SavorOne Cash Rewards earns 3x on Netflix, Spotify, Hulu, Disney+, and other streaming services with no annual fee (5.6% effective return).
Is a premium card worth the annual fee for Streaming Services spending?
Whether a premium card pays off depends on your total spending across all categories, not just streaming services. Premium cards typically include travel credits, lounge access, and other perks that can exceed their annual fee.
Which card earns the most if I spend $500 per month on Streaming Services?
Blue Cash Preferred Card from American Express: $720/yr, Chase Sapphire Preferred: $360/yr, Capital One SavorOne Cash Rewards: $333/yr. The Blue Cash Preferred Card from American Express earns the most at $500/month.
Do rotating category cards earn on Streaming Services?
Some cards — like Chase Freedom Flex and Discover it — occasionally feature streaming services as a 5% bonus category for one quarter per year. Year-round, a dedicated streaming services card typically outperforms rotating category cards since you can't always count on the bonus.