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CardCurator — Rewards Intelligence
Streaming Services

Best Credit Card for Streaming Services

Compare the top credit cards for Netflix, Spotify, Hulu, Disney+, and other streaming services and find which one earns the most rewards.

Streaming services earn bonus rates on a growing number of premium cards — Netflix, Spotify, Disney+, and HBO Max all qualify. A card earning 3x on streaming can add $30–$60/year in rewards on typical subscription spend.

Top Pick

Best Pick
Blue Cash Preferred Card from American Express card art
American Express Membership Rewards

Blue Cash Preferred Card from American Express

6x
points per dollar
12.0%
effective return
$95/yr
annual fee

6x on Select U.S. Streaming Subscriptions

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More Good Options

  • Chase Sapphire Preferred card art
    Chase Ultimate Rewards
    Chase Sapphire Preferred
    3x
    pts/dollar
    6.0%
    return

    3x on Streaming

    Learn more →
  • Capital One SavorOne Cash Rewards card art
    Capital One
    Capital One SavorOne Cash Rewards
    3x
    pts/dollar
    5.6%
    return

    3x on Streaming Services

    Learn more →
  • Disney Premier Visa Card card art
    Disney Reward Dollars
    Disney Premier Visa Card
    5x
    pts/dollar
    5.0%
    return

    5x on DisneyPlus.com, Hulu.com or ESPNPlus.com

    Learn more →
  • Credit One Bank Platinum X5 Visa Signature card art
    Credit One Bank Cash Back
    Credit One Bank Platinum X5 Visa Signature
    5x
    pts/dollar
    5.0%
    return

    5x on Cable & Satellite TV

    Learn more →
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Common Questions

What is the best credit card for Streaming Services?

The Blue Cash Preferred Card from American Express is currently the top pick for Netflix, Spotify, Hulu, Disney+, and other streaming services, earning 6x points per dollar — an effective 12.0% return.

How many points do you earn on Streaming Services purchases?

The top-rated card for Netflix, Spotify, Hulu, Disney+, and other streaming services, the Blue Cash Preferred Card from American Express, earns 6x per dollar — an effective return of 12.0%.

Is there a no-annual-fee card that earns rewards on Streaming Services?

Yes — the Capital One SavorOne Cash Rewards earns 3x on Netflix, Spotify, Hulu, Disney+, and other streaming services with no annual fee (5.6% effective return).

Is a premium card worth the annual fee for Streaming Services spending?

Whether a premium card pays off depends on your total spending across all categories, not just streaming services. Premium cards typically include travel credits, lounge access, and other perks that can exceed their annual fee.

Which card earns the most if I spend $500 per month on Streaming Services?

Blue Cash Preferred Card from American Express: $720/yr, Chase Sapphire Preferred: $360/yr, Capital One SavorOne Cash Rewards: $333/yr. The Blue Cash Preferred Card from American Express earns the most at $500/month.

Do rotating category cards earn on Streaming Services?

Some cards — like Chase Freedom Flex and Discover it — occasionally feature streaming services as a 5% bonus category for one quarter per year. Year-round, a dedicated streaming services card typically outperforms rotating category cards since you can't always count on the bonus.

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