Credit Cards with Travel Insurance
Cards that include trip cancellation, trip interruption, travel delay, and lost luggage insurance when you book with the card.
United℠ Business Card offers the best travel insurance among cards we track (~$200/yr value). We found 11 cards total with this benefit — see the full list below.
Free first checked bag for the primary cardmember and one companion on the same reservation - save up to $200 per roundtrip.
Up to $100,000 in travel accident insurance
Up to $10,000 per covered traveler and $20,000 per trip for prepaid, non-refundable travel expenses on covered trips.
Trip cancellation/interruption coverage for covered reasons such as illness or injury
Includes trip cancellation and interruption coverage, trip delay coverage, and MasterAssist travel protections.
Includes travel accident insurance and other travel-related protections.
Up to $1,250 for carry-on baggage and up to $500 for checked baggage when you pay for your trip with the card
Up to $1,250 for carry-on baggage and up to $500 for checked baggage
Reimbursement for covered non-refundable trip expenses due to cancellation or interruption
Trip cancellation/interruption coverage for covered reasons such as illness or injury
Reimbursement for eligible expenses when a covered trip is delayed 6+ hours
- Which credit card has the best travel insurance?
- United℠ Business Card offers the highest-value travel insurance among cards we track, estimated at $200/year. See the full list above for all options.
- Do all travel credit cards include travel insurance?
- No — travel insurance is typically a feature of mid-range and premium cards. We found 11 cards in our database that include this benefit. Budget and no-annual-fee cards rarely include it.
- Is travel insurance worth the annual fee?
- United℠ Business Card has a $150 annual fee and a travel insurance valued at ~$200. If you use the benefit annually, it alone covers the annual fee.
- How often does travel insurance update?
- Our database pulls travel insurance data directly from card records and updates whenever card terms change. If you spot an outdated entry, the card's full detail page has the issuer link for the authoritative source.