American Express Membership Rewards American Express

American Express Gold Card

Issued by American Express

$325

Annual Fee

Base Rate

Restaurants (Worldwide)

90k

Welcome Bonus

Annual Fee

$325

Default Earn Rate

1x points/$

Point Value

2.00c each

Foreign Transaction Fee

None

Earning Categories

Restaurants (Worldwide)

Cap: $50,000

U.S. Supermarkets

Cap: $25,000

Flights (Direct or Amex Travel)

Prepaid Hotels (Amex Travel)

All Other Purchases

Current Welcome Bonus

90,000 points

Est. value: $180,000

Spend $6,000

Within 6 months

Check out this card

Statement Credits

$424/year total

Uber Cash

$10

/month

$120/year in Uber Cash ($10/month)

Dining Credit

$10

/month

$120/year in dining credits (Grubhub, Seamless, The Cheesecake Factory, etc.)

Resy Credit

$100

/year

Annual $100 Resy credit for dining reservations

Dunkin Credit

$84

/year

$7/month Dunkin credit ($84/year)

Card Perks

The Hotel Collection Access

HOTEL_STATUS

$100 credit on eligible charges (dining, spa, resort) when booking a 2+ night stay through AmexTravel.com

Baggage Insurance Plan

TRAVEL_INSURANCE

Up to $1,250 for carry-on baggage and up to $500 for checked baggage when you pay for your trip with the card

Trip Delay Insurance

TRAVEL_INSURANCE

Up to $300 per trip for delays of 12+ hours (up to 2 claims per 12-month period)

American Express Membership Rewards Program

Program Details

Currency points

Program Type CREDIT_CARD

Transfer Partners (18)

ANA Mileage Club

1:1

Aer Lingus AerClub

1:1

Avianca LifeMiles

1:1

British Airways Executive Club

1:1

Cathay Pacific Asia Miles

1:1

Choice Privileges

1:1

Delta SkyMiles

1:1

Emirates Skywards

1:0.8

Etihad Guest

1:1

Flying Blue

1:1

Hilton Honors

1:2

Iberia Plus

1:1

Marriott Bonvoy

1:1

Qantas Frequent Flyer

1:1

Qatar Avios

1:1

Singapore KrisFlyer

1:1

True Blue

1:0.8

Virgin Atlantic Flying Club

1:1

Blue Business Plus Credit Card from American Express

American Express

Add Blue Business Plus for 2x on all business purchases (up to $50k/year) with NO annual fee. Essential for everyday business spend that earns transferable points.

No fee 2x base

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The Platinum Card from American Express

American Express

Upgrade to Platinum for Centurion Lounge access, hotel elite status (Marriott Gold, Hilton Gold), Fine Hotels + Resorts, and $989 in annual credits offset the $695 fee.

$895 1x base

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