What is the annual fee for the HSBC Premier credit card?

The HSBC Premier credit card has an annual fee of $95 per year.

What is the best category to use the HSBC Premier credit card for?

The HSBC Premier credit card earns 3x on Gas Stations, making it the strongest earning category for this card.

What is the HSBC Premier credit card welcome bonus in 2026?

The HSBC Premier credit card currently offers a welcome bonus of 50,000 points after spending $4,000 in the first 3 months.

Does the HSBC Premier credit card charge foreign transaction fees?

No, the HSBC Premier credit card does not charge foreign transaction fees, making it a good choice for international purchases.

HSBC Rewards Mastercard

HSBC Premier credit card

Issued by HSBC

$95

Annual Fee

Base Rate

Gas Stations

50k

Welcome Bonus

View on Issuer Site

Annual Fee

$95

Default Earn Rate

1x points/$

Point Value

1.25c each

Foreign Transaction Fee

None

Earning Categories

Gas Stations

Groceries

Travel

All Other Purchases

Current Welcome Bonus

50,000 points

Est. value: $625

Spend $4,000

Within 3 months

Earn 50,000 points worth up to $625 in travel after $4,000 spend in 3 months

Check out this card

Statement Credits

$120/year total

Streaming Credit

/month

Up to $5/month ($60/year) in statement credits toward streaming subscriptions

Lyft Credit

/month

$5 Lyft app credit each month you take 3 or more Lyft rides

Card Perks

$238/year est. value

ShopRunner Membership

SHOPPING

Free ShopRunner membership (2-day free shipping at 100+ stores)

$79

Instacart+

DELIVERY

Two free months of Instacart+, plus $10 off your second qualifying order of $10 or more each month

$140

Global Entry / TSA PreCheck / CLEAR

TSA_PRECHECK

Up to $85 statement credit every 4.5 years toward Global Entry, TSA PreCheck, TSA PreCheck by CLEAR, or NEXUS

$19

Booking.com Discount

OTHER

7% off prepaid travel booked on Booking.com

Travel Insurance

TRAVEL_INSURANCE

Trip cancellation/interruption coverage for covered reasons such as illness or injury

Cell Phone Protection

PURCHASE_PROTECTION

Cell phone insurance when you pay your monthly bill with the card

Purchase Protection

PURCHASE_PROTECTION

Coverage if an item you buy is damaged or stolen

Authorized Users

Free authorized users

HSBC Rewards Program

Program Details

Currency points

Program Type CREDIT_CARD

Portal Redemption Values

Baseline: 1c per point

Preferred: 1.25c per point

Premium: 1.5c per point

Premier cardholders redeem at up to 1.25 cpp through HSBC Travel (50,000 pts = $625). Elite cardholders redeem at up to 1.5 cpp (60,000 pts = $900). Points can also transfer 1:1 to select airline and hotel partners.

Transfer Partners (12)

Accor Live Limitless

1:0.5

Aer Lingus AerClub

1:1

Air India Maharaja Club

1:1

Avianca LifeMiles

1:1

British Airways Executive Club

1:1

Emirates Skywards

1:1

Flying Blue

1:1

Iberia Plus

1:1

Qantas Frequent Flyer

1:1

Qatar Avios

1:1

Turkish Miles&Smiles

1:1

Wyndham Rewards

1:1

Other HSBC Rewards Cards

HSBC Elite credit card

$495 PERSONAL

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