Skip to main content
American Express Graphite Business Cash Unlimited Card
American Express Membership Rewards American Express

American Express Graphite Business Cash Unlimited Card

Issued by American Express

$295
Annual Fee
2x
Base Rate
5x
Flights & Prepaid Hotels (Amex Travel Online)
$1500
Welcome Bonus
Track American Express Graphite Business Cash Unlimited Card Free View on Issuer Site
Annual Fee
$295
Default Earn Rate
2x points/$
Foreign Transaction Fee
None

Earning Categories

Flights & Prepaid Hotels (Amex Travel Online)
5x
All Other Purchases
2x

Current Welcome Bonus

$1500 statement credit
Est. value: $1,500
Spend $50,000
Within 6 months

Earn $1,500 cash back after $50,000 in purchases in the first 6 months

Year 1 net value: +$1,205 (bonus − annual fee)

Apply Now

Card Perks

No Preset Spending Limit
OTHER

Spending limit adjusts based on your card usage, payment history, credit record, and financial resources.

Purchase Protection
PURCHASE_PROTECTION

Eligible purchases covered against accidental damage or theft.

Travel Protections
TRAVEL_INSURANCE

Includes travel accident insurance and other travel-related protections.

Authorized Users

$95/year per authorized user

American Express Membership Rewards Program

Program Details
Currency points
Program Type CREDIT_CARD
Transfer Partners (18)
ANA Mileage Club
1:1
Aer Lingus AerClub
1:1
Avianca LifeMiles
1:1
British Airways Executive Club
1:1
Cathay Pacific Asia Miles
1:1
Choice Privileges
1:1
Delta SkyMiles
1:1
Emirates Skywards
1:0.8
Etihad Guest
1:1
Flying Blue
1:1
Hilton Honors
1:2
Iberia Plus
1:1
Marriott Bonvoy
1:1
Qantas Frequent Flyer
1:1
Qatar Avios
1:1
Singapore KrisFlyer
1:1
True Blue
1:0.8
Virgin Atlantic Flying Club
1:1

Other American Express Membership Rewards Cards

The Platinum Card from American Express credit card

The Platinum Card from American Express

$895 PERSONAL
View
American Express Gold Card credit card

American Express Gold Card

$325 PERSONAL
View
Blue Cash Preferred Card from American Express credit card

Blue Cash Preferred Card from American Express

$95 PERSONAL
View
Blue Cash Everyday Card from American Express credit card

Blue Cash Everyday Card from American Express

No fee PERSONAL
View

Compare This Card

See how the American Express Graphite Business Cash Unlimited Card stacks up against other cards side by side — fees, bonuses, earn rates, and more.

Compare American Express Graphite Business Cash Unlimited Card Browse all comparisons

Related guide: Amex Graphite Business Cash Unlimited: Big Bonus, Big Spend Requirement

Looking for more card options? Explore other great credit cards from our partners.

Check other great cards →

Ready to Optimize Your Wallet?

Let our AI help you find the perfect card combination for your spending habits

Take Our Quiz Sign Up Free

We never share your data. Your privacy is our priority.