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HSBC Elite credit card
HSBC Rewards Mastercard

HSBC Elite credit card

Issued by HSBC

$495
Annual Fee
1x
Base Rate
5x
Travel
60k
Welcome Bonus
Annual Fee
$495
Default Earn Rate
1x points/$
Point Value
1.25c each
Foreign Transaction Fee
None

Earning Categories

Travel
5x
Restaurants
2x
All Other Purchases
1x

Current Welcome Bonus

60,000 points
Est. value: $750
Spend $4,000
Within 3 months

Earn 60,000 points worth up to $900 in travel after $4,000 spend in 3 months

Check out this card

Statement Credits

$580/year total
Travel Credit
$400
/year

Up to $400/year in statement credits for airfare, hotels, and rental cars booked through HSBC Travel

Rideshare Credit
$10
/month

Up to $10/month ($120/year) in statement credits toward taxis and ridesharing services

Lyft Credit
$5
/month

$5 Lyft app credit each month you take 3 or more Lyft rides

Card Perks

$715/year est. value
Priority Pass Lounge Access
LOUNGE_ACCESS

Unlimited Priority Pass airport lounge access for cardholder and up to 2 guests

$469
Concierge Service
CONCIERGE

24/7 concierge service for travel, dining, and entertainment requests

Global Entry / TSA PreCheck / CLEAR
TSA_PRECHECK

Up to $120 statement credit every 4.5 years toward Global Entry, TSA PreCheck, TSA PreCheck by CLEAR, or NEXUS

$27
ShopRunner Membership
SHOPPING

Free ShopRunner membership (2-day free shipping at 100+ stores)

$79
Instacart+
DELIVERY

Two free months of Instacart+, plus $10 off your second qualifying order of $10 or more each month

$140
Travel Insurance
TRAVEL_INSURANCE

Trip cancellation/interruption coverage for covered reasons such as illness or injury

Cell Phone Protection
PURCHASE_PROTECTION

Cell phone insurance when you pay your monthly bill with the card

Purchase Protection
PURCHASE_PROTECTION

Coverage if an item you buy is damaged or stolen

Authorized Users

Free authorized users

HSBC Rewards Program

Program Details
Currency points
Program Type CREDIT_CARD
Portal Redemption Values
Baseline: 1c per point
Preferred: 1.25c per point
Premium: 1.5c per point

Premier cardholders redeem at up to 1.25 cpp through HSBC Travel (50,000 pts = $625). Elite cardholders redeem at up to 1.5 cpp (60,000 pts = $900). Points can also transfer 1:1 to select airline and hotel partners.

Transfer Partners (12)
Accor Live Limitless
1:0.5
Aer Lingus AerClub
1:1
Air India Maharaja Club
1:1
Avianca LifeMiles
1:1
British Airways Executive Club
1:1
Emirates Skywards
1:1
Flying Blue
1:1
Iberia Plus
1:1
Qantas Frequent Flyer
1:1
Qatar Avios
1:1
Turkish Miles&Smiles
1:1
Wyndham Rewards
1:1

Other HSBC Rewards Cards

HSBC Premier credit card credit card

HSBC Premier credit card

$95 PERSONAL
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