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CardCurator — Rewards Intelligence
Shopping

Best Credit Card for Lowe's Home Improvement

Compare the top credit cards to maximize your rewards every time you shop at Lowe's Home Improvement.

Choosing the right card for this category can meaningfully boost your overall rewards return on everyday spending.

Top Pick

Best Pick
Apple Card card art
Apple Card Daily Cash

Apple Card

3x
points per dollar
3.0%
effective return
No annual fee
annual fee
$75
signup bonus

3x on Nike (Apple Pay)

Apply Now More Info

More Good Options

  • Bilt Palladium Card card art
    Bilt Rewards
    Bilt Palladium Card
    2x
    pts/dollar
    4.0%
    return

    2x base rate (no bonus for Shopping)

    Learn more →
  • Blue Business Plus Credit Card from American Express card art
    American Express Membership Rewards
    Blue Business Plus Credit Card from American Express
    2x
    pts/dollar
    4.0%
    return

    2x base rate (no bonus for Shopping)

    Learn more →
  • Capital One Venture Rewards card art
    Capital One
    Capital One Venture Rewards
    2x
    pts/dollar
    3.7%
    return

    2x base rate (no bonus for Shopping)

    Learn more →
  • Citi Double Cash card art
    Citi ThankYou Points
    Citi Double Cash
    2x
    pts/dollar
    3.6%
    return

    2x base rate (no bonus for Shopping)

    Learn more →
Compare these 3 cards side by side

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Common Questions

What is the best credit card to use at Lowe's Home Improvement?

The Apple Card is currently the top pick at Lowe's Home Improvement, earning 3x points per dollar — an effective 3.0% return. 3x on Nike (Apple Pay)

How many points do I earn at Lowe's Home Improvement per dollar spent?

Top cards earn between 2x and 3x at Lowe's Home Improvement. Leading options include: Apple Card (3x), Bilt Palladium Card (2x), Blue Business Plus Credit Card from American Express (2x).

Does Lowe's Home Improvement count as shopping for credit card rewards?

Lowe's Home Improvement typically falls under the Shopping category for credit card reward purposes. Cards with a shopping spending bonus will earn an elevated rate here. Choosing the right card for this category can meaningfully boost your overall rewards return on everyday spending.

Is there a no-annual-fee card that earns well at Lowe's Home Improvement?

Yes — the Apple Card has no annual fee and earns 3x at Lowe's Home Improvement (3.0% effective return). 3x on Nike (Apple Pay)

Also earning in Shopping