Robinhood Gold Card
Issued by Coastal Community Bank
Earning Categories
Current Welcome Bonus
Earn $200 cash back after spending $500 in the first 3 months of account opening.
Year 1 net value: +$2 (bonus − annual fee)
Bonus Tiers
$200 cash back after $500 in purchases within the first 3 months
Maximize Your Robinhood Cash Points
Program Overview
Robinhood Cash is the rewards program tied to the Robinhood Gold Card. Gold members earn an unlimited 3% cash back on every purchase with no category restrictions, making it one of the highest flat-rate cashback cards available. Non-Gold members earn 1.5% on all purchases. Robinhood Gold membership costs $5/month or $50/year ($4.17/month). The card itself has no annual fee and no foreign transaction fees.
Earning Tips
Robinhood Gold Card earning: - 3% cash back on all purchases (requires active Robinhood Gold subscription at $5/month or $50/year) - 1.5% cash back on all purchases (without Gold membership) - No category restrictions, no caps, no rotating categories Tips: - At $5/month Gold cost, you need $167/month spend ($2,000/year) at 3% to break even versus 1.5% on a no-subscription card - Pairs well as a catch-all 3% card alongside category-specific cards - No foreign transaction fees makes it useful for international travel - Cash back deposits directly into your Robinhood account
Redemption Tips
Cash back is credited directly to your Robinhood brokerage account. You can invest it, withdraw it, or spend it. There is no portal or redemption process — cash back posts automatically to your account.
Card Details
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