Robinhood Cash VisaRobinhood Gold Card
Issued by Coastal Community Bank
Reviewed by the CardCurator Editorial Team
Before you apply
Use this quick check so you click out only when the offer and fee structure really fit.
- Best fit: strongest ongoing earning is 3x on All Purchases.
- Bonus hurdle: spend $500 in 3 months.
- Annual fee: No annual fee.
- Who should skip: people chasing premium perks, lounge access, or outsized transfer-partner upside.
- What happens next: you will leave CardCurator for the issuer or partner application page in a new tab.
Confirm current issuer terms and approval rules before you submit an application.
Earning Categories
Current Welcome Bonus
Earn $200 cash back after spending $500 in the first 3 months of account opening.
Year 1 net value: +$2 (bonus − annual fee)
Bonus Tiers
$200 cash back after $500 in purchases within the first 3 months
Maximize Your Robinhood Cash Points
Expert tips to get the most value from this program
Program Overview
Robinhood Cash is the rewards program tied to the Robinhood Gold Card. Gold members earn an unlimited 3% cash back on every purchase with no category restrictions, making it one of the highest flat-rate cashback cards available. Non-Gold members earn 1.5% on all purchases. Robinhood Gold membership costs $5/month or $50/year ($4.17/month). The card itself has no annual fee and no foreign transaction fees.
Earning Tips
Robinhood Gold Card earning: - 3% cash back on all purchases (requires active Robinhood Gold subscription at $5/month or $50/year) - 1.5% cash back on all purchases (without Gold membership) - No category restrictions, no caps, no rotating categories Tips: - At $5/month Gold cost, you need $167/month spend ($2,000/year) at 3% to break even versus 1.5% on a no-subscription card - Pairs well as a catch-all 3% card alongside category-specific cards - No foreign transaction fees makes it useful for international travel - Cash back deposits directly into your Robinhood account
Redemption Tips
Cash back is credited directly to your Robinhood brokerage account. You can invest it, withdraw it, or spend it. There is no portal or redemption process — cash back posts automatically to your account.
Card Details
Compare This Card
See how the Robinhood Gold Card stacks up against other cards side by side — fees, bonuses, earn rates, and more.
Approval Insights
Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.
How to use this
- Use the approval summary as a signal, not a guarantee.
- Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
- Open the full approval page to see recent datapoints, profile bands, and notes.
Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.
Frequently Asked Questions
- What is the annual fee for the Robinhood Gold Card?
- The Robinhood Gold Card has no annual fee.
- What is the best category to use the Robinhood Gold Card for?
- The Robinhood Gold Card earns 3x on All Purchases, making it the strongest earning category for this card.
- What is the Robinhood Gold Card welcome bonus in 2026?
- The Robinhood Gold Card currently offers a welcome bonus of $200 statement credit after spending $500 in the first 3 months.
- Does the Robinhood Gold Card charge foreign transaction fees?
- No, the Robinhood Gold Card does not charge foreign transaction fees, making it a good choice for international purchases.
- How much are Robinhood Cash cash back worth?
- Robinhood Cash cash back are worth approximately 1.00¢ per point on average, with premium redemptions reaching up to 1.00¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.
Ready to Get the Robinhood Gold Card?
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