The Upgrade Triple Cash Rewards Visa is the best card for הום אנד מור Home And More — it earns 3x and 3x on Home.
Updated May 2026
Best Credit Card for הום אנד מור Home And More
Compare the top credit cards to maximize your rewards every time you shop at הום אנד מור Home And More.
Home improvement stores like הום אנד מור Home And More typically code as home improvement or general retail. Business cards with an office supplies or hardware category often earn well here. During renovations, concentrating large purchases on a card with a high signup bonus can yield thousands of points — a $5,000 purchase on a card requiring $4,000 spend for a 60,000-point bonus effectively pays for itself.
How CardCurator ranks this merchant
These rankings use current earn rates, annual fee drag, reward value, and merchant-category fit. They are based on live card data, not a fixed sponsored list.
Top Pick
Upgrade Triple Cash Rewards Visa
3x on Home
Go broader than הום אנד מור Home And More if you are still deciding by spending goal
This merchant page is best when you already care about הום אנד מור Home And More. If you are still choosing the right card for all of your home improvement spend, use the category guide or the best-cards hub first.
More Good Options
Apple Card Daily CashApple Card3%pts/dollar3.0%return3x on Ace Hardware (Apple Pay)
More Info →
Bilt RewardsBilt Palladium Card2xpts/dollar4.0%return2x base rate on Home Improvement; the best available return here despite no category-specific bonus
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American Express Membership RewardsBlue Business Plus Credit Card from American Express2xpts/dollar4.0%return2x base rate on Home Improvement; the best available return here despite no category-specific bonus
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Capital OneCapital One Venture Rewards2xpts/dollar3.7%return2x base rate on Home Improvement; the best available return here despite no category-specific bonus
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Rewards Calculator
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Quick summary
A short version of the recommendation with the main numbers and tradeoffs.
At הום אנד מור Home And More, Upgrade Triple Cash Rewards Visa is currently our top overall pick at 3x, which works out to about 3.0% back based on CardCurator's current point valuations. 3x on Home. On $500/month of spend, the top card is worth about $180/year before signup bonuses or statement credits. Summary generated May 1, 2026. Source: https://cardcurator.ai/merchant/home-and-more
- Upgrade Triple Cash Rewards Visa: 3x and 3.0% effective return.
- At $500/month, that's about $180/year in rewards value before bonuses.
- Upgrade Triple Cash Rewards Visa is also the best no-annual-fee option.
- Methodology uses live earn rates, annual fees, and current point valuations.
Common Questions
What is the best credit card to use at הום אנד מור Home And More?
The Upgrade Triple Cash Rewards Visa is currently the top pick at הום אנד מור Home And More, earning 3x points per dollar — an effective 3.0% return. 3x on Home
How many points do I earn at הום אנד מור Home And More per dollar spent?
Top cards earn between 2x and 3x at הום אנד מור Home And More. Leading options include: Upgrade Triple Cash Rewards Visa (3x), Apple Card (3x), Bilt Palladium Card (2x).
Does הום אנד מור Home And More count as home improvement for credit card rewards?
הום אנד מור Home And More typically falls under the Home Improvement category for credit card reward purposes. Cards with a home improvement spending bonus will earn an elevated rate here. Home improvement stores like הום אנד מור Home And More typically code as home improvement or general retail. Business cards with an office supplies or hardware category often earn well here. During renovations, concentrating large purchases on a card with a high signup bonus can yield thousands of points — a $5,000 purchase on a card requiring $4,000 spend for a 60,000-point bonus effectively pays for itself.
Is there a no-annual-fee card that earns well at הום אנד מור Home And More?
Yes — the Upgrade Triple Cash Rewards Visa has no annual fee and earns 3x at הום אנד מור Home And More (3.0% effective return). 3x on Home
Is a premium card worth the annual fee for הום אנד מור Home And More spending?
The Bilt Palladium Card ($495/yr) earns 2x at הום אנד מור Home And More. If you spend $1,031/month or more there, the category rewards alone offset the annual fee — before counting travel credits and other perks that often exceed $500 in value on premium cards.
Which card earns the most if I spend $500 per month at הום אנד מור Home And More?
Upgrade Triple Cash Rewards Visa: $180/yr, Apple Card: $180/yr, Bilt Palladium Card: $240/yr. The Upgrade Triple Cash Rewards Visa earns the most at $500/month.
Also earning in Home Improvement
Need a situation-specific recommendation?
Merchant rankings are a good starting point, but the best card can change if you care more about international use, business spending, or lower-friction approval.