{"success":true,"merchant":{"name":"Lowe's Home Improvement","slug":"lowe-s-home-improvement","category":"Home Improvement","standardCategory":"Home Improvement","confidence":"MEDIUM","source":"fuzzy-match","lookupMessage":"Matched to \"Lowe's Home Improvement\" (96% similar)"},"summary":{"merchantName":"Lowe's Home Improvement","merchantSlug":"lowe-s-home-improvement","category":"Home Improvement","updatedAt":"2026-08-05T11:17:16.006Z","generatedAt":"2026-08-05T11:17:16.006Z","lastVerifiedAt":null,"entityType":"merchant_best_card","entityName":"Lowe's Home Improvement","pageUrl":"https://cardcurator.ai/merchant/lowe-s-home-improvement","canonicalUrl":"https://cardcurator.ai/merchant/lowe-s-home-improvement","jsonUrl":"https://cardcurator.ai/api/public/merchant/lowe-s-home-improvement/summary","methodologyUrl":"https://cardcurator.ai/how-we-rank-cards","dataSourcesUrl":"https://cardcurator.ai/data-sources","sourceUrls":["https://cardcurator.ai/merchant/lowe-s-home-improvement","https://cardcurator.ai/api/public/merchant/lowe-s-home-improvement/summary","https://cardcurator.ai/how-we-rank-cards","https://cardcurator.ai/data-sources"],"dataVersion":"public-citation-v1","shareTitle":"Best credit card for Lowe's Home Improvement","shareText":"At Lowe's Home Improvement, Discover it Cash Back is currently our top overall pick at 5x, which works out to about 5.0% back based on CardCurator's current point valuations. 5x on Home Improvement Stores (Q2 2026) - Online and in-store purchases at home improvement retail stores, building supply stores, home furnishing stores, home appliance stores, floor covering stores, and lawn/nursery/garden supply stores. On $500/month of spend, the top card is worth about $300/year before signup bonuses or statement credits. Summary generated August 5, 2026. Source: https://cardcurator.ai/merchant/lowe-s-home-improvement","evidenceBullets":["Discover it Cash Back: 5x and 5.0% effective return.","At $500/month, that's about $300/year in rewards value before bonuses.","Discover it Cash Back is also the best no-annual-fee option.","Methodology uses live earn rates, annual fees, and current point valuations."],"bestCard":{"name":"Discover it Cash Back","slug":"discover-it-cash-back","programName":"Discover Miles","annualFee":0,"earnRate":5,"effectiveReturnRate":5,"explanation":"5x on Home Improvement Stores (Q2 2026) - Online and in-store purchases at home improvement retail stores, building supply stores, home furnishing stores, home appliance stores, floor covering stores, and lawn/nursery/garden supply stores."},"noFeeCard":{"name":"Discover it Cash Back","slug":"discover-it-cash-back","annualFee":0,"earnRate":5,"effectiveReturnRate":5,"explanation":"5x on Home Improvement Stores (Q2 2026) - Online and in-store purchases at home improvement retail stores, building supply stores, home furnishing stores, home appliance stores, floor covering stores, and lawn/nursery/garden supply stores."},"alternatives":[{"name":"Apple Card","slug":"apple-card","earnRate":3,"effectiveReturnRate":3,"annualFee":0},{"name":"Upgrade Triple Cash Rewards Visa","slug":"upgrade-triple-cash-rewards-visa","earnRate":3,"effectiveReturnRate":3,"annualFee":0},{"name":"Bilt Palladium Card","slug":"bilt-palladium-card","earnRate":2,"effectiveReturnRate":4,"annualFee":495}]}}