Best Credit Card for Homesense
Compare the top credit cards to maximize your rewards every time you shop at Homesense.
Choosing the right card for this category can meaningfully boost your overall rewards return on everyday spending.
Top Pick
More Good Options
Target CircleTarget Circle Credit Card5xpts/dollar5.0%return5x base rate (no bonus for Department Stores)
Bilt RewardsBilt Palladium Card2xpts/dollar4.0%return2x base rate (no bonus for Department Stores)
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Capital OneCapital One Venture Rewards2xpts/dollar3.7%return2x base rate (no bonus for Department Stores)
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Citi ThankYou PointsCiti Double Cash2xpts/dollar3.6%return2x base rate (no bonus for Department Stores)
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Rewards Calculator
Enter a monthly spend amount above to see estimated annual rewards per card.
Common Questions
What is the best credit card to use at Homesense?
The Blue Cash Everyday Card from American Express is currently the top pick at Homesense, earning 2x points per dollar — an effective 4.0% return. 2x on U.S. Department Stores (Select)
How many points do I earn at Homesense per dollar spent?
Top cards earn between 2x and 5x at Homesense. Leading options include: Blue Cash Everyday Card from American Express (2x), Target Circle Credit Card (5x), Bilt Palladium Card (2x).
Does Homesense count as department stores for credit card rewards?
Homesense typically falls under the Department Stores category for credit card reward purposes. Cards with a department stores spending bonus will earn an elevated rate here. Choosing the right card for this category can meaningfully boost your overall rewards return on everyday spending.
Is there a no-annual-fee card that earns well at Homesense?
Yes — the Blue Cash Everyday Card from American Express has no annual fee and earns 2x at Homesense (4.0% effective return). 2x on U.S. Department Stores (Select)