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Department Stores

Best Credit Card for Homesense

Compare the top credit cards to maximize your rewards every time you shop at Homesense.

Choosing the right card for this category can meaningfully boost your overall rewards return on everyday spending.

Top Pick

Best Pick
Walmart OnePay CashRewards Card card art
Walmart - One Pay Rewards

Walmart OnePay CashRewards Card

5x
points per dollar
5.0%
effective return
No annual fee
annual fee
3,500 pts
signup bonus
spend $75 in 3mo

5x on Walmart with Walmart Plus

More Good Options

  • Blue Cash Everyday Card from American Express card art
    American Express Membership Rewards
    Blue Cash Everyday Card from American Express
    2x
    pts/dollar
    4.0%
    return

    2x on U.S. Department Stores (Select)

    Learn more →
  • Bilt Palladium Card card art
    Bilt Rewards
    Bilt Palladium Card
    2x
    pts/dollar
    4.0%
    return

    2x base rate (no bonus for Department Stores)

    Learn more →
  • Capital One Venture Rewards card art
    Capital One
    Capital One Venture Rewards
    2x
    pts/dollar
    3.7%
    return

    2x base rate (no bonus for Department Stores)

    Learn more →
  • Citi Double Cash card art
    Citi ThankYou Points
    Citi Double Cash
    2x
    pts/dollar
    3.6%
    return

    2x base rate (no bonus for Department Stores)

    Learn more →

Rewards Calculator

$ / month

Enter a monthly spend amount above to see estimated annual rewards per card.

Common Questions

What is the best credit card to use at Homesense?

The Walmart OnePay CashRewards Card is currently the top pick at Homesense, earning 5x points per dollar — an effective 5.0% return. 5x on Walmart with Walmart Plus

How many points do I earn at Homesense per dollar spent?

Top cards earn between 2x and 5x at Homesense. Leading options include: Walmart OnePay CashRewards Card (5x), Blue Cash Everyday Card from American Express (2x), Bilt Palladium Card (2x).

Does Homesense count as department stores for credit card rewards?

Homesense typically falls under the Department Stores category for credit card reward purposes. Cards with a department stores spending bonus will earn an elevated rate here. Choosing the right card for this category can meaningfully boost your overall rewards return on everyday spending.

Is there a no-annual-fee card that earns well at Homesense?

Yes — the Walmart OnePay CashRewards Card has no annual fee and earns 5x at Homesense (5.0% effective return). 5x on Walmart with Walmart Plus