Best Credit Card for Macy's
Compare the top credit cards to maximize your rewards every time you shop at Macy's.
Choosing the right card for this category can meaningfully boost your overall rewards return on everyday spending.
Top Pick
More Good Options
Target CircleTarget Circle Credit Card5xpts/dollar5.0%return5x base rate (no bonus for Department Stores)
Bilt RewardsBilt Palladium Card2xpts/dollar4.0%return2x base rate (no bonus for Department Stores)
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Capital OneCapital One Venture Rewards2xpts/dollar3.7%return2x base rate (no bonus for Department Stores)
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Citi ThankYou PointsCiti Double Cash2xpts/dollar3.6%return2x base rate (no bonus for Department Stores)
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Rewards Calculator
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Common Questions
What is the best credit card to use at Macy's?
The Blue Cash Everyday Card from American Express is currently the top pick at Macy's, earning 2x points per dollar — an effective 4.0% return. 2x on U.S. Department Stores (Select)
How many points do I earn at Macy's per dollar spent?
Top cards earn between 2x and 5x at Macy's. Leading options include: Blue Cash Everyday Card from American Express (2x), Target Circle Credit Card (5x), Bilt Palladium Card (2x).
Does Macy's count as department stores for credit card rewards?
Macy's typically falls under the Department Stores category for credit card reward purposes. Cards with a department stores spending bonus will earn an elevated rate here. Choosing the right card for this category can meaningfully boost your overall rewards return on everyday spending.
Is there a no-annual-fee card that earns well at Macy's?
Yes — the Blue Cash Everyday Card from American Express has no annual fee and earns 2x at Macy's (4.0% effective return). 2x on U.S. Department Stores (Select)