Best Credit Card for Harris Teeter
Compare the top credit cards to maximize your rewards every time you shop at Harris Teeter.
Grocery stores are one of the highest-value bonus categories — many premium cards earn 4–6x on supermarket purchases.
Top Pick

Bilt Obsidian Card
3x on Groceries
More Good Options
Capital OneCapital One Savor Cash Rewards3xpts/dollar5.6%return3x on Grocery Stores
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Air Canada AeroplanAeroplan Card3xpts/dollar4.7%return3x on purchases made directly with Air Canada, dining at restaurants, including takeout and eligible delivery services, grocery stores
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Citi ThankYou PointsAT&T Points Plus Card2xpts/dollar3.6%return2x on grocery stores, including grocery delivery services
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Rewards Calculator
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Common Questions
What is the best credit card to use at Harris Teeter?
The Bilt Obsidian Card is currently the top pick at Harris Teeter, earning 3x points per dollar — an effective 6.0% return. 3x on Groceries
How many points do I earn at Harris Teeter per dollar spent?
Top cards earn between 2x and 3x at Harris Teeter. Leading options include: Bilt Obsidian Card (3x), Capital One Savor Cash Rewards (3x), Aeroplan Card (3x).
Does Harris Teeter count as grocery stores for credit card rewards?
Harris Teeter typically falls under the Grocery Stores category for credit card reward purposes. Cards with a grocery stores spending bonus will earn an elevated rate here. Grocery stores are one of the highest-value bonus categories — many premium cards earn 4–6x on supermarket purchases.
Is there a no-annual-fee card that earns well at Harris Teeter?
Yes — the Capital One Savor Cash Rewards has no annual fee and earns 3x at Harris Teeter (5.6% effective return). 3x on Grocery Stores
