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CardCurator — Rewards Intelligence
Grocery Stores

Best Credit Card for Aldi

Compare the top credit cards to maximize your rewards every time you shop at Aldi.

Grocery stores are one of the highest-value bonus categories — many premium cards earn 4–6x on supermarket purchases.

Top Pick

Best Pick
Bilt Obsidian Card card art
Bilt Rewards

Bilt Obsidian Card

3x
points per dollar
6.0%
effective return
$95/yr
annual fee

3x on Groceries

More Info

More Good Options

  • Capital One Savor Cash Rewards card art
    Capital One
    Capital One Savor Cash Rewards
    3x
    pts/dollar
    5.6%
    return

    3x on Grocery Stores

    Learn more →
  • Aeroplan Card card art
    Air Canada Aeroplan
    Aeroplan Card
    3x
    pts/dollar
    4.7%
    return

    3x on purchases made directly with Air Canada, dining at restaurants, including takeout and eligible delivery services, grocery stores

    Learn more →
  • HSBC Premier credit card card art
    HSBC Rewards
    HSBC Premier credit card
    3x
    pts/dollar
    3.8%
    return

    3x on Groceries

    Learn more →
  • AT&T Points Plus Card card art
    Citi ThankYou Points
    AT&T Points Plus Card
    2x
    pts/dollar
    3.6%
    return

    2x on grocery stores, including grocery delivery services

    Learn more →

Rewards Calculator

$ / month

Enter a monthly spend amount above to see estimated annual rewards per card.

Common Questions

What is the best credit card to use at Aldi?

The Bilt Obsidian Card is currently the top pick at Aldi, earning 3x points per dollar — an effective 6.0% return. 3x on Groceries

How many points do I earn at Aldi per dollar spent?

Top cards earn between 2x and 3x at Aldi. Leading options include: Bilt Obsidian Card (3x), Capital One Savor Cash Rewards (3x), Aeroplan Card (3x).

Does Aldi count as grocery stores for credit card rewards?

Aldi typically falls under the Grocery Stores category for credit card reward purposes. Cards with a grocery stores spending bonus will earn an elevated rate here. Grocery stores are one of the highest-value bonus categories — many premium cards earn 4–6x on supermarket purchases.

Is there a no-annual-fee card that earns well at Aldi?

Yes — the Capital One Savor Cash Rewards has no annual fee and earns 3x at Aldi (5.6% effective return). 3x on Grocery Stores