Skip to main content
CardCurator — Rewards Intelligence
Card Comparison

Discover it Cash Back vs Wells Fargo Active Cash

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Discover it Cash Back card art
Discover Miles
Discover it Cash Back
Discover
More Info
Wells Fargo Active Cash card art
Wells Fargo Cash Rewards
Wells Fargo Active Cash
Wells Fargo
More Info
Annual Fee
No annual fee
No annual fee
Foreign Fees
None
3%
Signup Bonus
See issuer
20,000 points
Spend $500 in 3 months
Top Earn Rates
  • Rotating Quarterly Categories 5x
  • All Other Purchases 1x
  • All Purchases 2x
Reward Type
cashback
cashback
Key Credits
None
None
Open full comparison tool Compare more cards

Common Questions: Discover it Cash Back vs Wells Fargo Active Cash

Is the Discover it Cash Back or Wells Fargo Active Cash better for dining?

Neither card offers a specific dining bonus — both earn their base rate on restaurant purchases.

Which has the higher signup bonus in 2026?

Discover it Cash Back currently offers $200 signup bonus. Wells Fargo Active Cash offers 20,000 pts signup bonus (spend $500 in 3 months). Both bonuses are roughly equal in value.

Which card is better for international travel?

Discover it Cash Back charges no foreign transaction fees — the better pick for international use. Wells Fargo Active Cash charges 3% on foreign purchases.

Can I hold both the Discover it Cash Back and the Wells Fargo Active Cash?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Discover it Cash Back is from Discover and Wells Fargo Active Cash is from Wells Fargo, so they're governed by separate bank policies.