Wells Fargo Cash Rewards
Estimated value: 1.0¢ per points
Wells Fargo Cash Rewards is the cashback rewards currency for Wells Fargo cashback credit cards, including the Active Cash card. Points redeem at a fixed 1¢ per point toward statement credits, gift cards, or merchandise. There are no transfer partners and no complex redemption optimization — the value is always 1 cent per point. Best for: consumers who want straightforward cashback with no category optimization. The Active Cash earns unlimited 2% on all purchases, making it a strong flat-rate cashback card.
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Understand how Wells Fargo Cash Rewards fits your rewards plan.
Use the program facts below to decide whether to earn, transfer, or simply keep this program on your shortlist.
Cards in This Program
Wells Fargo Active Cash
Wells Fargo
20,000 points bonus · ~$2 value
Wells Fargo Reflect
Wells Fargo
Wells Fargo Signify Business Cash
Wells Fargo
$500 statement credit bonus
Wells Fargo Attune
No longer accepting applicationsWells Fargo
$100 statement credit bonus
1.0¢
per points (baseline)
Redemption options (always 1¢/point): - Statement credit: most common use - Wells Fargo checking/savings account deposit - Gift cards - Merchandise (same 1¢ rate) No optimization needed — all redemption methods are equal value. Statement credit or checking account deposit is the most convenient.
Wells Fargo Active Cash: 2% unlimited cashback on all purchases — one of the best flat-rate cashback cards available. No annual fee. Wells Fargo Reflect and Attune cards earn varying cashback rates by category. Check the specific card for category multipliers. Tips: - Active Cash is best used as a catch-all card for purchases that don't have a higher bonus category elsewhere - Cash back is earned as rewards points (1 point = 1¢) redeemable as statement credit or transfer to a Wells Fargo checking/savings account