What is the annual fee for the Wells Fargo Attune?

The Wells Fargo Attune has no annual fee.

What is the best category to use the Wells Fargo Attune for?

The Wells Fargo Attune earns 4x on gym memberships, salons and spas, making it the strongest earning category for this card.

What is the Wells Fargo Attune welcome bonus in 2026?

The Wells Fargo Attune currently offers a welcome bonus of $100 statement credit after spending $500 in the first 3 months.

Does the Wells Fargo Attune charge foreign transaction fees?

No, the Wells Fargo Attune does not charge foreign transaction fees, making it a good choice for international purchases.

Wells Fargo Cash Rewards

Wells Fargo Attune

Issued by Wells Fargo

Annual Fee

Base Rate

gym memberships, salons and spas

$100

Welcome Bonus

Track Wells Fargo Attune Free

Earning Categories

gym memberships, salons and spas

select sports, recreation, and entertainment

public transit, electric vehicle charging, and select thrift stores

Current Welcome Bonus

$100 statement credit

Est. value: $1

Spend $500

Within 3 months

Earn $100 cash rewards bonus after $500 in net purchases in the first 3 months.

Year 1 net value: +$1 (bonus − annual fee)

Apply Now

Maximize Your Wells Fargo Cash Rewards Points

Program Overview

Wells Fargo Cash Rewards is the cashback rewards currency for Wells Fargo cashback credit cards, including the Active Cash card. Points redeem at a fixed 1¢ per point toward statement credits, gift cards, or merchandise. There are no transfer partners and no complex redemption optimization — the value is always 1 cent per point. Best for: consumers who want straightforward cashback with no category optimization. The Active Cash earns unlimited 2% on all purchases, making it a strong flat-rate cashback card.

Earning Tips

Wells Fargo Active Cash: 2% unlimited cashback on all purchases — one of the best flat-rate cashback cards available. No annual fee. Wells Fargo Reflect and Attune cards earn varying cashback rates by category. Check the specific card for category multipliers. Tips: - Active Cash is best used as a catch-all card for purchases that don't have a higher bonus category elsewhere - Cash back is earned as rewards points (1 point = 1¢) redeemable as statement credit or transfer to a Wells Fargo checking/savings account

Redemption Tips

Redemption options (always 1¢/point): - Statement credit: most common use - Wells Fargo checking/savings account deposit - Gift cards - Merchandise (same 1¢ rate) No optimization needed — all redemption methods are equal value. Statement credit or checking account deposit is the most convenient.