Best Wells Fargo Credit Cards (2026)
Wells Fargo Autograph cards deliver strong category rewards with no annual fee. The Autograph Journey offers competitive travel rewards and points that transfer to select airline programs.
Autograph earns 3x on restaurants, travel, gas, transit, streaming, and phone
Points transfer to select airline loyalty programs
No annual fee on the core Autograph card
Top Pick
Wells Fargo Autograph Journey
Spend $4,000 in 3 months
More Wells Fargo Cards
Choice Privileges
Choice Privileges Mastercard
60,000 points bonus · ~$360 value
Choice Privileges
Choice Privileges Select Mastercard
60,000 points bonus · ~$360 value
Wells Fargo Autograph Rewards
Wells Fargo Autograph
20,000 points bonus · ~$200 value
Wells Fargo Cash Rewards
Wells Fargo Signify Business Cash
$500 statement credit · ~$5 value
Wells Fargo Cash Rewards
Wells Fargo Active Cash
20,000 points bonus · ~$2 value
Wells Fargo Cash Rewards
Wells Fargo Attune
$100 statement credit · ~$1 value
One Key Cash
One Key Card
$100 statement credit · ~$1 value
Not sure which Wells Fargo card is right for you?
Compare side by side →Frequently Asked Questions
What is the best Wells Fargo credit card?
The Wells Fargo Autograph Journey is currently the top-rated Wells Fargo card, offering a $95/yr annual fee and a strong welcome offer for new cardholders.
Does Wells Fargo have a credit card with no annual fee?
Yes — the Choice Privileges Mastercard has no annual fee and earns 1x base rewards on purchases.
What credit score do you need for a Wells Fargo card?
Most Wells Fargo credit cards require good to excellent credit (typically 670+). Premium travel cards like the top-tier options generally require a score of 720 or higher for the best approval odds.
What rewards do Wells Fargo credit cards earn?
Autograph earns 3x on restaurants, travel, gas, transit, streaming, and phone
Are Wells Fargo credit card points worth it?
Wells Fargo points and miles offer strong value, especially when redeemed for travel. Autograph earns 3x on restaurants, travel, gas, transit, streaming, and phone
How do I apply for a Wells Fargo credit card?
You can apply directly through Wells Fargo's website or by clicking the "Apply Now" buttons above. Most applications receive an instant decision online.
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