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One Key+ Card
One Key Cash Visa

One Key+ Card

Issued by Wells Fargo

Reviewed by the CardCurator Editorial Team

$99
Annual Fee
2x
Base Rate
5x
Hotels
$300
Welcome Bonus
~1.00¢
Per Point
industry est.
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Before you apply

Use this quick check so you click out only when the offer and fee structure really fit.

  • Best fit: strongest ongoing earning is 5x on Hotels.
  • Bonus hurdle: spend $3,000 in 3 months.
  • Annual fee: $99 charged each year.
  • Who should skip: anyone who will not recover the annual fee through ongoing spend, credits, or the welcome bonus.
  • What happens next: you will leave CardCurator for the issuer or partner application page in a new tab.

Confirm current issuer terms and approval rules before you submit an application.

Earning Categories

Hotels
5x
Vacation Rentals
5x
Flights
5x
Dining
3x
Gas Stations
3x
Grocery Stores
3x
All Other Purchases
2x

Current Welcome Bonus

$300 statement credit
Est. value: $3
Spend $3,000
Within 3 months

Earn $300 OneKeyCash after $3,000 spend in first 3 months

Year 1 net value: $-96 (bonus − annual fee)

Apply Now View Bonus History

Maximize Your One Key Cash Points

Expert tips to get the most value from this program

Program Overview

One Key Cash is Wells Fargo's travel rewards currency for the One Key card lineup. Redeemable on Hotels.com, Vrbo, and Expedia bookings.

Card Details

Authorized Users Free
Foreign Transaction Fee None

Other One Key Cash Cards

One Key Card credit card

One Key Card

No fee PERSONAL
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Compare This Card

See how the One Key+ Card stacks up against other cards side by side — fees, bonuses, earn rates, and more.

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Approval Insights

Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.

Insufficient data
Reported approval rate
--
0 approved or denied datapoints
Median approved score
Building dataset
Exact score sample still small
Income / history band
N/A
History data still building
See Full Approval Data Create Account To Track

How to use this

  • Use the approval summary as a signal, not a guarantee.
  • Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
  • Open the full approval page to see recent datapoints, profile bands, and notes.
Why this is different

Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.

Frequently Asked Questions

What is the annual fee for the One Key+ Card?
The One Key+ Card has an annual fee of $99 per year.
What is the best category to use the One Key+ Card for?
The One Key+ Card earns 5x on Hotels, making it the strongest earning category for this card.
What is the One Key+ Card welcome bonus in 2026?
The One Key+ Card currently offers a welcome bonus of $300 statement credit after spending $3,000 in the first 3 months.
Does the One Key+ Card charge foreign transaction fees?
No, the One Key+ Card does not charge foreign transaction fees, making it a good choice for international purchases.
How much are One Key Cash One Key Cash worth?
One Key Cash One Key Cash are worth approximately 1.00¢ per point on average, with premium redemptions reaching up to 1.00¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.

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