Discover Miles
Estimated value: 1.0¢ per mile
Discover Miles is the rewards program for the Discover it Miles card. Miles are earned at 1.5x on all purchases and redeem at 1¢/mile for travel statement credits or direct cash, making it effectively a 1.5% cashback card with travel branding. Discover matches all miles earned in the first year (new cardmember offer), effectively doubling the earn rate to 3% for year one. Best for: new cardmembers who want to maximize the first-year match bonus, and consumers who want a simple flat-rate card with no annual fee.
Best next action
Understand how Discover Miles fits your rewards plan.
Use the program facts below to decide whether to earn, transfer, or simply keep this program on your shortlist.
Cards in This Program
Discover it Chrome
Discover
1 miles bonus · ~$0 value
Discover it Cash Back
Discover
$100 statement credit bonus
Discover it Miles
Discover
$100 statement credit bonus
Discover it Secured
Discover
Discover it® Student Cash Back
Discover
Discover it Student Chrome
Discover
1.0¢
per mile (baseline)
Miles redeem at 1¢ each toward travel purchases on your statement (flights, hotels, car rentals, etc.) or as direct cash/statement credit. No transfer partners, no award charts. Best use: redeem toward travel statement credits for the most flexibility. Miles never expire as long as the account is active.
Discover it Miles: - 1.5x miles on all purchases (no categories) - No annual fee - First-year Cashback Match: Discover automatically matches all miles earned at the end of the first cardmember year First-year effective rate: 3% equivalent (due to match) Ongoing rate: 1.5% — competitive with other no-fee flat-rate cards No category optimization needed. Use as a catch-all card for spending that has no better bonus elsewhere.