Card Comparison
Costco Anywhere Visa vs United Explorer
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
$150/yr
Foreign Fees
None
None
Signup Bonus
None
85,000 points
Spend $3,000 in 3 months
Top Earn Rates
- Gas at Costco 5x
- Eligible Gas and EV Charging 4x
- Restaurants 3x
- United Purchases 2x
- Restaurant Purchases 2x
- Hotel Stays 2x
Reward Type
cashback
miles
Key Credits
- Costco Membership $65
- Statement Credit $5
- Statement Credit $50
- Statement Credit $50
- +1 more
Card Perks
None listed
- 2 United Club one-time passes per year
Transfer Partners
Cash back only
No transfer partners
Common Questions: Costco Anywhere Visa vs United Explorer
Is the Costco Anywhere Visa or United Explorer better for dining?
Costco Anywhere Visa earns 3x on dining; United Explorer earns 2x on dining. Costco Anywhere Visa wins for dining.
Which has the higher signup bonus in 2026?
Costco Anywhere Visa currently offers no current bonus. United Explorer offers 85,000 pts signup bonus (spend $3,000 in 3 months). United Explorer has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Costco Anywhere Visa and the United Explorer?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Costco Anywhere Visa is from Citi and United Explorer is from Chase, so they're governed by separate bank policies.