Best Citi Credit Cards (2026)
Citi ThankYou Points offer some of the best transfer partner value in the industry, particularly for international travel. Citi also leads on no-fee cash back and long 0% APR promotions.
ThankYou Points transfer to 15+ airline partners
Industry-leading 0% APR and balance transfer offers
Citi Custom Cash auto-earns 5% in your top spend category
Top Pick
AAdvantage Executive World Elite Mastercard
Spend $10,000 in 3 months
More Citi Cards
AAdvantage
Aadvantage Globe Mastercard
90,000 miles bonus · ~$1350 value
AAdvantage
AAdvantage Business World Elite Mastercard
65,000 miles bonus · ~$975 value
AAdvantage
Aadvantage MileUp Card
15,000 miles bonus · ~$225 value
Citi ThankYou Points
Citi Strata Elite
100,000 points bonus · ~$15 value
Citi ThankYou Points
Citi Strata Premier
60,000 points bonus · ~$9 value
Citi ThankYou Points
Citi Strata
30,000 points bonus · ~$5 value
Citi ThankYou Points
AT&T Points Plus Card
$250 statement credit · ~$3 value
Citi ThankYou Points
Citi Custom Cash
$200 statement credit · ~$2 value
Citi ThankYou Points
Citi Double Cash
$200 statement credit · ~$2 value
AAdvantage
AAdvantage Platinum Select World Elite Mastercard
80,000 miles bonus
Not sure which Citi card is right for you?
Compare side by side →Frequently Asked Questions
What is the best Citi credit card?
The AAdvantage Executive World Elite Mastercard is currently the top-rated Citi card, offering a $595/yr annual fee and a strong welcome offer for new cardholders.
Does Citi have a credit card with no annual fee?
Yes — the Aadvantage MileUp Card has no annual fee and earns 1x base rewards on purchases.
What credit score do you need for a Citi card?
Most Citi credit cards require good to excellent credit (typically 670+). Premium travel cards like the AAdvantage Executive World Elite Mastercard generally require a score of 720 or higher for the best approval odds.
What rewards do Citi credit cards earn?
ThankYou Points transfer to 15+ airline partners
Are Citi credit card points worth it?
Citi points and miles offer strong value, especially when redeemed for travel. ThankYou Points transfer to 15+ airline partners
How do I apply for a Citi credit card?
You can apply directly through https://www.citi.com or by clicking the "Apply Now" buttons above. Most applications receive an instant decision online.
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