Card Comparison
Chase Sapphire Reserve Business vs Costco Anywhere Visa
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
$795/yr
No annual fee
Foreign Fees
None
None
Signup Bonus
200,000 points
Spend $30,000 in 6 months
None
Top Earn Rates
- Chase Travel (including The Edit) 8x
- Lyft rides 5x
- flights & hotels booked direct 4x
- Gas at Costco 5x
- Eligible Gas and EV Charging 4x
- Restaurants 3x
Reward Type
miles
cashback
Key Credits
- Annual Travel Credit $300
- Stays with the Edit $250
- Priority Pass Select Membership $429
- +1 more
- Costco Membership $65
Card Perks
- Chase Sapphire Lounge (~$200/yr)
None listed
Transfer Partners
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Cash back only
Common Questions: Chase Sapphire Reserve Business vs Costco Anywhere Visa
Is the Chase Sapphire Reserve Business or Costco Anywhere Visa better for dining?
Chase Sapphire Reserve Business has no dining bonus; Costco Anywhere Visa earns 3x on dining.
Which has the higher signup bonus in 2026?
Chase Sapphire Reserve Business currently offers 200,000 pts signup bonus (spend $30,000 in 6 months). Costco Anywhere Visa offers no current bonus. Chase Sapphire Reserve Business has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Sapphire Reserve Business and the Costco Anywhere Visa?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Reserve Business is from Chase and Costco Anywhere Visa is from Citi, so they're governed by separate bank policies.