The Chase Sapphire Preferred edges out the Costco Anywhere Visa Business Card for most cardholders — it wins on 2 of 4 comparison categories and offers 75,000 pts signup bonus. The Costco Anywhere Visa Business Card is the better choice if you want no or lower annual fee.
Chase Sapphire Preferred vs Costco Anywhere Visa Business Card
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Which Card Comes Out Ahead?
Chase Sapphire Preferred is the stronger all-around option for most people in this matchup because it wins more measurable categories in our scoring model. Costco Anywhere Visa Business Card still makes sense if your spending pattern lines up better with its fee profile, issuer rules, or rewards ecosystem.
Best if your main priority is the larger current welcome offer.
Best if you want to keep annual cost lower.
Comparison Method
CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.
- Chase Travel 5x
- Dining 3x
- Streaming 3x
- gas at Costco 5x
- eligible gas and electric vehicle (EV) charging 4x
- restaurant and eligible travel purchases worldwide 3x
- hotel stays purchased through Chase Travel. $50
- DoorDash Credit $10
- DoorDash Dashpass (~$100/yr)
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Quick summary
A short version of the comparison with the main differences at a glance.
The Chase Sapphire Preferred edges out the Costco Anywhere Visa Business Card for most cardholders — it wins on 2 of 4 comparison categories and offers 75,000 pts signup bonus. The Costco Anywhere Visa Business Card is the better choice if you want no or lower annual fee. On raw upside, Chase Sapphire Preferred tops out at 5x versus 5x for Costco Anywhere Visa Business Card. Current signup bonus values are roughly $1500 for Chase Sapphire Preferred and $0 for Costco Anywhere Visa Business Card. Updated June 14, 2026. Source: https://cardcurator.ai/compare/chase-sapphire-preferred-vs-costco-anywhere-visa-business-card
- Chase Sapphire Preferred wins 2 of 4 comparison categories in CardCurator's quick verdict model.
- Top earn rate: Chase Sapphire Preferred reaches 5x; Costco Anywhere Visa Business Card reaches 5x.
- Annual fee: Chase Sapphire Preferred is $95/yr; Costco Anywhere Visa Business Card is no annual fee.
- Current public bonus values are approximately $1500 and $0.
Common Questions: Chase Sapphire Preferred vs Costco Anywhere Visa Business Card
Is the Chase Sapphire Preferred or Costco Anywhere Visa Business Card better for dining?
Chase Sapphire Preferred earns 3x on dining; Costco Anywhere Visa Business Card earns 3x on dining. Chase Sapphire Preferred wins for dining.
Which has the higher signup bonus in 2026?
Chase Sapphire Preferred currently offers 75,000 pts signup bonus (spend $5,000 in 3 months). Costco Anywhere Visa Business Card offers no current bonus. Chase Sapphire Preferred has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Sapphire Preferred and the Costco Anywhere Visa Business Card?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Sapphire Preferred is from Chase and Costco Anywhere Visa Business Card is from Citi, so they're governed by separate bank policies.
Keep Researching
If this matchup is close, the stronger next step is usually to read the full card reviews or use a broader ranking page instead of comparing random pairs one by one.