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Quick Answer

The Chase Ink Business Cash edges out the Delta SkyMiles Gold Business Card for most cardholders — it wins on 3 of 4 comparison categories and offers 75,000 pts signup bonus earns more (up to 5x vs 3x). The Delta SkyMiles Gold Business Card is the better choice if you prioritize a different rewards ecosystem.

Card Comparison

Chase Ink Business Cash vs Delta SkyMiles Gold Business Card

Side-by-side comparison of fees, rewards, benefits, and transfer partners.

Chase Ink Business Cash card art
Chase Ultimate Rewards
Chase Ink Business Cash
Chase
More Info
 Delta SkyMiles Gold Business Card card art
Delta SkyMiles
Delta SkyMiles Gold Business Card
American Express
More Info

Comparison Method

CardCurator compares measurable differences first: annual fee, current welcome offer, top-end earning, and recurring credits. If the cards are close, the right answer depends on spending pattern and perk usage rather than headline prestige.

Annual Fee
No annual fee
$150/yr
Foreign Fees
None
None
Signup Bonus
75,000 points
Spend $6,000 in 3 months
90,000 points
Spend $4,000 in 6 months
was 85k pts
Top Earn Rates
  • Office Supply Stores 5x
  • Internet, Cable, Phone Services 5x
  • Gas Stations 2x
  • Delta Purchases 3x
  • Advertising 2x
  • Restaurants 2x
Reward Type
miles
miles
Pts Value
~1.50¢/pt points · industry est.
~1.20¢/pt miles · industry est.
Key Credits
None
None
Transfer Partners
  • Virgin Atlantic Flying Club
  • Aer Lingus AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Flying Blue
  • +9 more
No transfer partners

Quick summary

A short version of the comparison with the main differences at a glance.

The Chase Ink Business Cash edges out the Delta SkyMiles Gold Business Card for most cardholders — it wins on 3 of 4 comparison categories and offers 75,000 pts signup bonus earns more (up to 5x vs 3x). The Delta SkyMiles Gold Business Card is the better choice if you prioritize a different rewards ecosystem. On raw upside, Chase Ink Business Cash tops out at 5x versus 3x for Delta SkyMiles Gold Business Card. Current signup bonus values are roughly $1500 for Chase Ink Business Cash and $1080 for Delta SkyMiles Gold Business Card. Updated May 30, 2026. Source: https://cardcurator.ai/compare/chase-ink-business-cash-vs-delta-skymiles-gold-business-card

View source data
Winner
Chase Ink Business Cash
3/4 categories · up to 5x
Runner-up
Delta SkyMiles Gold Business Card
0/4 categories · up to 3x
  • Chase Ink Business Cash wins 3 of 4 comparison categories in CardCurator's quick verdict model.
  • Top earn rate: Chase Ink Business Cash reaches 5x; Delta SkyMiles Gold Business Card reaches 3x.
  • Annual fee: Chase Ink Business Cash is no annual fee; Delta SkyMiles Gold Business Card is $150/yr.
  • Current public bonus values are approximately $1500 and $1080.

Common Questions: Chase Ink Business Cash vs Delta SkyMiles Gold Business Card

Is the Chase Ink Business Cash or Delta SkyMiles Gold Business Card better for dining?

Chase Ink Business Cash earns 2x on dining; Delta SkyMiles Gold Business Card earns 2x on dining. Chase Ink Business Cash wins for dining.

Which has the higher signup bonus in 2026?

Chase Ink Business Cash currently offers 75,000 pts signup bonus (spend $6,000 in 3 months). Delta SkyMiles Gold Business Card offers 90,000 pts signup bonus (spend $4,000 in 6 months). Chase Ink Business Cash has the larger bonus.

Which card is better for international travel?

Both cards charge no foreign transaction fees, making either a solid choice for international travel.

Can I hold both the Chase Ink Business Cash and the Delta SkyMiles Gold Business Card?

In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Chase Ink Business Cash is from Chase and Delta SkyMiles Gold Business Card is from American Express, so they're governed by separate bank policies.