Best American Express Credit Cards (2026)
American Express operates one of the most valuable point currencies in travel with Membership Rewards. From the no-fee Blue Cash Everyday to the ultra-premium Platinum Card, Amex offers a card for every tier.
Membership Rewards transfer to 20+ airline and hotel partners
Industry-leading travel, purchase, and return protections
Valuable annual credits that offset premium card fees
Top Pick
The Business Platinum Card from American Express
Spend $20,000 in 3 months
More American Express Cards
Delta SkyMiles
Delta SkyMiles Reserve Business Card
125,000 miles bonus · ~$1500 value
American Express Membership Rewards
Blue Business Plus Credit Card from American Express
75,000 points bonus · ~$1500 value
American Express Membership Rewards
Blue Business Cash Card
$500 statement credit · ~$1500 value
Delta SkyMiles
Delta SkyMiles Platinum Business Card
100,000 miles bonus · ~$1200 value
Delta SkyMiles
Delta SkyMiles Gold Business Card
90,000 miles bonus · ~$1080 value
American Express Membership Rewards
American Express Green Card
40,000 points bonus · ~$800 value
American Express Membership Rewards
Blue Cash Everyday Card from American Express
$250 statement credit · ~$400 value
Delta SkyMiles
Delta SkyMiles Blue American Express Card
10,000 miles bonus · ~$120 value
American Express Membership Rewards
The Platinum Card from American Express
175,000 points bonus · ~$35 value
American Express Membership Rewards
American Express Graphite Business Cash Unlimited Card
$1500 statement credit · ~$15 value
Marriott Bonvoy
Marriott Bonvoy Brilliant
200,000 points bonus · ~$14 value
Marriott Bonvoy
Marriott Bonvoy Bevy American Express
175,000 points bonus · ~$12 value
Delta SkyMiles
Delta SkyMiles Gold American Express Card
50,000 miles bonus · ~$11 value
Hilton Honors
Hilton Honors Aspire
175,000 points bonus · ~$9 value
Hilton Honors
Hilton Honors Business Card
175,000 points bonus · ~$9 value
Hilton Honors
Hilton Honors Surpass
130,000 points bonus · ~$7 value
American Express Membership Rewards
American Express Gold Card
100,000 points bonus
American Express Membership Rewards
Blue Cash Preferred Card from American Express
$300 statement credit
American Express Membership Rewards
American Express Business Gold Card
200,000 points bonus
Hilton Honors
Hilton Honors American Express Card
70,000 points bonus
American Express Membership Rewards
American Express EveryDay® Credit Card
25,000 points bonus
American Express Membership Rewards
The Platinum Card from American Express Exclusively for Charles Schwab
150,000 points bonus
American Express Membership Rewards
The Platinum Card from American Express Exclusively for Morgan Stanley
150,000 points bonus
Not sure which American Express card is right for you?
Compare side by side →Frequently Asked Questions
What is the best American Express credit card?
The The Business Platinum Card from American Express is currently the top-rated American Express card, offering a $895/yr annual fee and a strong welcome offer for new cardholders.
Does American Express have a credit card with no annual fee?
Yes — the Blue Business Plus Credit Card from American Express has no annual fee and earns 2x base rewards on purchases.
What credit score do you need for a American Express card?
Most American Express credit cards require good to excellent credit (typically 670+). Premium travel cards like the The Business Platinum Card from American Express generally require a score of 720 or higher for the best approval odds.
What rewards do American Express credit cards earn?
Membership Rewards transfer to 20+ airline and hotel partners
Are American Express credit card points worth it?
American Express points and miles offer strong value, especially when redeemed for travel. Membership Rewards transfer to 20+ airline and hotel partners
How do I apply for a American Express credit card?
You can apply directly through https://www.americanexpress.com or by clicking the "Apply Now" buttons above. Most applications receive an instant decision online.
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