Skip to main content
Delta SkyMiles Reserve American Express Card
Delta SkyMiles

Delta SkyMiles Reserve American Express Card

Issued by American Express

Reviewed by the CardCurator Editorial Team

$650
Annual Fee
1x
Base Rate
3x
Delta Purchases
125k
Welcome Bonus
Last offer: 125,000 miles
Offer is at or near the best public bonus we have tracked.
~1.20¢
Per Point
industry est.

$560/year in trackable credits — never leave money on the table

Before you apply

Use this quick check so you click out only when the offer and fee structure really fit.

  • Best fit: strongest ongoing earning is 3x on Delta Purchases.
  • Bonus hurdle: spend $9,000 in 6 months.
  • Annual fee: $650 charged each year.
  • Offer status: Offer is at or near the best public bonus we have tracked.
  • Who should skip: anyone who will not recover the annual fee through ongoing spend, credits, or the welcome bonus.
  • What happens next: you will leave CardCurator for the issuer or partner application page in a new tab.

Confirm current issuer terms and approval rules before you submit an application.

Earning Categories

Delta Purchases
3x
All Other Purchases
1x

Current Welcome Bonus

125,000 miles
At or near all-time high
Previously: 125,000 pts
Spend $9,000
Within 6 months

Year 1 net value: +$600 (bonus − annual fee)

$560/year in credits
Potential annual value from statement credits

Statement Credits

Resy Credit
$20
/month

Up to $20 monthly statement credit at U.S. Resy restaurants (up to $240/year)

Enrollment Required
Rideshare Credit
$10
/month

Up to $10 monthly statement credit on U.S. rideshare purchases (up to $120/year)

Statement Credit
$200
/year

$200 annual credit for prepaid hotels/vacation rentals through Delta Stays

Card Perks

Delta Sky Club Access
LOUNGE_ACCESS

Complimentary Delta Sky Club access when flying Delta — cardholder gets 15 visits/year; unlimited with $75k+ annual spend

Centurion Lounge Access
LOUNGE_ACCESS

Complimentary Amex Centurion Lounge access when flying Delta on a same-day ticket purchased with the card

First Checked Bag Free
AIRLINE_STATUS

First checked bag free for cardholder and up to 8 companions on the same reservation

Priority Boarding
AIRLINE_STATUS

Main Cabin 1 priority boarding for cardholder and companions on the same reservation

Companion Certificate
OTHER

Annual domestic First Class, Comfort+, or Main Cabin round-trip companion certificate upon renewal — pay only taxes and fees

TakeOff 15
OTHER

15% discount on award flight redemptions for Delta flights

MQD Headstart
AIRLINE_STATUS

Earn 2,500 MQDs each Medallion Qualification Year toward Delta status

Maximize Your Delta SkyMiles Points

Expert tips to get the most value from this program

Program Overview

Delta SkyMiles is Delta Air Lines' loyalty program. Unlike some airline programs, Delta uses dynamic pricing for awards, meaning prices fluctuate based on demand rather than a fixed award chart. Key strengths: - SkyMiles never expire - Broad route network, especially strong in US domestic, transatlantic, and Latin America - Sky Club lounge network (accessible via Delta cards or status) - SkyTeam alliance membership for partner redemptions - Delta One (business class) is a competitive long-haul product - Flash sales and deals can offer exceptional value - Medallion status (Silver, Gold, Platinum, Diamond) through spending or earning MQDs/MQMs

Earning Tips

Card stacking strategy: Premium cards: - Delta SkyMiles Reserve: 3x on Delta, 1x everything else, Sky Club access, Companion Certificate (first class domestic) - Delta SkyMiles Platinum: 3x on Delta, 2x at restaurants/US supermarkets, Companion Certificate (main cabin domestic) Mid-tier: - Delta SkyMiles Gold: 2x on Delta/restaurants/US supermarkets, 1x everything else, first checked bag free - Delta SkyMiles Blue: 2x on Delta, 1x everything else, no annual fee Key tips: - Delta cards earn MQDs toward Medallion status (via spending waiver) - First checked bag free on all Delta personal cards saves $60+ per round-trip - Companion Certificates (Platinum: main cabin, Reserve: first class) are among the best card perks - Stack Delta card with Amex Gold/Platinum for non-Delta spending - Earning MQMs through card spending helps toward Medallion status qualification

Redemption Tips

Best redemption strategies (dynamic pricing): Domestic economy: - Flash sales: Watch for 5,000-10,000 mile domestic one-ways (excellent value) - Basic economy awards can be cheap but have restrictions - Compare miles price vs. cash price to ensure good value (aim for 1.2+ cpp) Premium cabin sweet spots: - Delta One to Europe: 75,000-150,000 miles one-way (value varies widely) - Delta One suites on A350s are a bucket-list experience - Book 330 days out for best availability on premium cabins - Flash deals in business class occasionally appear SkyTeam partner awards: - Book partner airlines through Delta (Korean Air, Air France, KLM) - Partner awards sometimes price lower than Delta metal - Korean Air business class to Asia can be a sweet spot Companion Certificates: - Reserve certificate works on first class domestic (huge value on cross-country) - Platinum certificate works on main cabin domestic Avoid: - Paying high SkyMiles prices for short domestic flights when cash is cheaper - Upgrades with miles on low-fare tickets (poor value) - Redeeming for non-flight options (gift cards, merchandise)

Transfer Strategy

Delta SkyMiles is a destination program (others transfer TO it): Inbound transfers: - Amex Membership Rewards: 1:1 (primary feeder program) - Marriott Bonvoy: 3:1 (60K Marriott → 25K SkyMiles with bonus) Outbound transfers: - SkyMiles do not transfer to other programs Strategy tips: - Amex MR to Delta at 1:1 is the main way to supplement SkyMiles - Only transfer when you have a specific booking in mind - Watch for Amex MR → Delta transfer bonuses (sometimes 20-40% extra) - During transfer bonuses, SkyMiles can offer decent value for premium cabins - SkyMiles earned directly from flights/card spending are best for everyday redemptions

United Club℠ Infinite Card credit card

United Club℠ Infinite Card

Chase

Diversify airline coverage - United expands Star Alliance access while Delta covers SkyTeam

$695 1x base
Delta SkyMiles Reserve Business Card credit card

Delta SkyMiles Reserve Business Card

American Express

Stack personal and business Reserve cards for double Sky Club benefits (30 visits total or unlimited with $75k spend on each), double MQDs ($5k total).

$650 1x base

Other Delta SkyMiles Cards

Delta SkyMiles Blue American Express Card credit card

Delta SkyMiles Blue American Express Card

No fee PERSONAL
Delta SkyMiles Gold American Express Card credit card

Delta SkyMiles Gold American Express Card

$150 PERSONAL
Delta SkyMiles Platinum American Express Card credit card

Delta SkyMiles Platinum American Express Card

$350 PERSONAL
 Delta SkyMiles Gold Business Card credit card

Delta SkyMiles Gold Business Card

$150 BUSINESS

Compare This Card

See how the Delta SkyMiles Reserve American Express Card stacks up against other cards side by side — fees, bonuses, earn rates, and more.

Approval Insights

Recent community application data for this card. Issuers make the final decision, but this gives you a public read on how similar applicants have been doing lately.

Insufficient data
Reported approval rate
--
0 approved or denied datapoints
Median approved score
Building dataset
Exact score sample still small
Income / history band
N/A
History data still building

How to use this

  • Use the approval summary as a signal, not a guarantee.
  • Combine it with issuer rules like 5/24, Amex lifetime language, and velocity limits.
  • Open the full approval page to see recent datapoints, profile bands, and notes.
Why this is different

Most card pages stop at a generic credit-score range. CardCurator layers real community submissions on top of card detail, rewards value, and application strategy.

Frequently Asked Questions

What is the annual fee for the Delta SkyMiles Reserve American Express Card?
The Delta SkyMiles Reserve American Express Card has an annual fee of $650 per year.
What is the best category to use the Delta SkyMiles Reserve American Express Card for?
The Delta SkyMiles Reserve American Express Card earns 3x on Delta Purchases, making it the strongest earning category for this card.
What is the Delta SkyMiles Reserve American Express Card welcome bonus in 2026?
The Delta SkyMiles Reserve American Express Card currently offers a welcome bonus of 125,000 miles after spending $9,000 in the first 6 months.
Does the Delta SkyMiles Reserve American Express Card charge foreign transaction fees?
No, the Delta SkyMiles Reserve American Express Card does not charge foreign transaction fees, making it a good choice for international purchases.
How much are Delta SkyMiles miles worth?
Delta SkyMiles miles are worth approximately 1.20¢ per point on average, with premium redemptions reaching up to 1.80¢ per point. Values based on industry estimates including The Points Guy and NerdWallet.
Partner card marketplace

Need more travel card options?

Browse partner travel cards if this card is not the right fit but you still want points, transfer partners, or stronger travel perks.

What to check before you leave

  • Look for a welcome bonus you can realistically earn.
  • Compare the annual fee against lounge access, travel credits, or hotel perks.
  • Check issuer rules and current terms before you apply.
What happens next

You will open our partner marketplace in a new tab. Use it only if you are still actively comparing alternatives to this card.

Browse partner travel cards

CardCurator may earn a commission if you apply through this partner link.

Ready to Get the Delta SkyMiles Reserve American Express Card?

Apply now and track your rewards, credits, and signup bonus progress — all in one place

We never share your data. Your privacy is our priority.