Card Comparison
Chase Freedom Flex vs Chase Sapphire Preferred
Side-by-side comparison of fees, rewards, benefits, and transfer partners.
Annual Fee
No annual fee
$95/yr
Foreign Fees
None
None
Signup Bonus
20,000 points
Spend $500 in 3 months
75,000 points
Spend $5,000 in 3 months
Top Earn Rates
- Chase Travel 5x
- Rotating Categories 5x
- Dining 3x
- Chase Travel 5x
- Dining 3x
- Streaming 3x
Reward Type
miles
miles
Key Credits
None
- hotel stays purchased through Chase Travel. $50
- DoorDash Credit $10
Card Perks
None listed
- DoorDash Dashpass (~$100/yr)
Transfer Partners
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
- Virgin Atlantic Flying Club
- Aer Lingus AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Flying Blue
- +9 more
Common Questions: Chase Freedom Flex vs Chase Sapphire Preferred
Is the Chase Freedom Flex or Chase Sapphire Preferred better for dining?
Chase Freedom Flex earns 3x on dining; Chase Sapphire Preferred earns 3x on dining. Chase Freedom Flex wins for dining.
Which has the higher signup bonus in 2026?
Chase Freedom Flex currently offers 20,000 pts signup bonus (spend $500 in 3 months). Chase Sapphire Preferred offers 75,000 pts signup bonus (spend $5,000 in 3 months). Chase Sapphire Preferred has the larger bonus.
Which card is better for international travel?
Both cards charge no foreign transaction fees, making either a solid choice for international travel.
Can I hold both the Chase Freedom Flex and the Chase Sapphire Preferred?
In most cases yes — holding both is allowed and can be a smart strategy for maximizing rewards across different spending categories. Both cards are from Chase, so check their specific application rules.